Welcome to Our Online Loan Referral Service

4.4 18 reviews

2913 W Kirby Ave, Champaign, IL 61821, USA
+1 (217) 355-0900
www.cibmbank.com
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM

Domain Info

Created Date

2009-07-14

Mailing Address

IL, United States

Company Name

Contact Data

What people think about CIBM Bank?

Below you find some of the testimonials of our customers.

Robin was very friendly and helpful as I setup my new Money Market account.

Prof. Ashtyn Lebsack

CIBM truly offers world-class banking with a hometown feel.

Celia Moore

CIBM was an immense help in refinancing our home.

Amanda Purdy

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Champaign, Illinois

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online payday loans can be the easiest solution to your short-term financial troubles in Champaign , Illinois because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to individuals with a bad credit history. Payday loan approvals depend very much on other aspects. They will pay attention to your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

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