Welcome to Our Online Loan Referral Service

5 2 reviews

202 W Park Ave, Champaign, IL 61820, USA
+1 (217) 351-7100
www.hickorypointbank.com
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM

Domain Info

Created Date

2000-03-18

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Hickory Point Bank & Trust?

Below you get acquainted with some of the reviews of our customers.

Yesterday I needed $700 to cover medical bills. I decided to apply via Hickory Point Bank & Trust. They only approved me for $500 but the process itself was transparent, and their rates were good.

Vicenta Waters

Hickory Point Bank & Trust rescued me in a hopeless time. They approved me for a loan although I had credit problems. The process was hassle free and fast. I appreciate their exceptional client support service and reasonable rates. I will definitely recommend this loan provider to my relatives and friends.

Sincere Shanahan

Hickory Point Bank & Trust rescued me in a difficult time. They approved me for a loan although I had credit problems. The process was hassle free and speedy. I value their professional client support service and fair rates. I will surely recommend this loan provider to my relatives and friends.

Jessika Hammes

I want to say Many Thanks to the employees of Hickory Point Bank & Trust. They offer same day solution to any sudden money problems. Love them for their quick decision. Applied for a loan and got accepted although my credit was bad. I will certainly use this service if I need money in the future.

Ebba Kuhlman

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Champaign, Illinois

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Champaign, Illinois is are simple to get. The interest rate is specific for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than perfect, or who have poor to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Champaign, il work with people with poor credit. You can apply for a bad credit payday loan on the net at any time of the day and if successful could have the funds in your account within the hour.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the cash advance loan immediately.

APR Calculator

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