First Financial Bank Payday Loans Review

3 4 reviews

Organization owner?

1205 S Neil St, Champaign, IL 61820, USA

+1 (217) 352-6700

first-online.bank

Thursday

9AM–4PM

Friday

9AM–4PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about First Financial Bank?

Here you get acquainted with the feedback of our clients.

Good bank, wonderful service

Mrs. Phyllis Gerhold

I don't even have to go in for half the small issues I've had, it's so nice.

Demetris Moore IV

They have done this before and I'm fed up and taking 2 of my accounts elsewhere.

Mr. Mohammed Weber

I got the loan very fast

Paige Gulgowski

This is by far the best loan experience I have ever had. Rise makes repayments affordable for any amount borrowed.

Luigi Mann V

You guys gave me a loan where others didnt. Thank you

Brenda Schmidt

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will define general information about payday loans and its specific elements.

Payday Loans in Champaign, Illinois

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is simple and quick to take out payday loans in Champaign, Illinois. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First Financial Bank help take out a loan in Champaign, Illinois?

Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with person-related data. It will take some minutes to review the form. The funds are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to take out a cash advance. The lending company review many aspects such as financial solvency to approve the request. Cash advance in Champaign, Illinois may help enhance your credit score.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Champaign, Illinois

www.oldsecond.com

Peoples State Bank of Sumner

2388 IL-250, Sumner, IL 62466, USA

+1 (618) 936-2396

www.psbnewton.com