Welcome to Our Online Loan Referral Service

5 122 reviews
Loan agency in Champaign, Illinois

1706 W Bradley Ave, Champaign, IL 61821, USA
7 years in business
+1 (217) 355-0340
locations.checkngo.com
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–7PM
Saturday
10AM–2PM
Sunday
Closed

Domain Info

Created Date

1998-06-15

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of checkngo.com owner

Whois Privacy Service

Contact Data

[email protected]

+1.2065771368

Feedback about Check `n Go?

Here you see the feedback of our clients.

Friendly staff and great service!!!!

Mr. Ferne Kassulke

Yes I would refer other people to her store location.

Kaycee Adams

Great customer service best in town!

Ima Crist Jr.

… the Store Manager! I've been with Check N Go for almost 8years. We offer a variety of products from Pay Day Loans, Installment Loans to NetSpend. Come check us out …

Janiya Jast

Friendly staff and great service!!!!

Trinity Schaefer

Yes I would refer other people to her store location.

Mr. Michael Sauer

Pay Attention

Payday lenders are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Champaign, Illinois

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Champaign, Illinois is issued simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a customer will get.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Check `n Go help issue a payday loan in Champaign, Illinois?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Champaign, Illinois. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Champaign, Illinois

Old Second National Bank ATM

535 W Lincoln Ave, Hinckley, IL 60520, USA

+1 (877) 866-0202

www.oldsecond.com

OneMain Financial

10660 S Western Ave, Chicago, IL 60643, USA

+1 (773) 779-2045

www.onemainfinancial.com

IH Mississippi Valley Credit Union

404 W Carl Sandburg Dr, Galesburg, IL 61401, USA

+1 (309) 342-8151

www.ihmvcu.org

Self-Help Federal Credit Union

4811 W Cermak Rd, Cicero, IL 60804, USA

+1 (877) 369-2828

www.self-helpfcu.org

Credit Union 1

232 N, Fourth St, Libertyville, IL 60048, USA

+1 (800) 252-6950

www.creditunion1.org

BMO Harris Bank - Drive-up Location

217 E South St, Woodstock, IL 60098, USA

+1 (815) 334-2370

branches.bmoharris.com

First Midwest Bank ATM

1011 14th St, North Chicago, IL 60064, USA

+1 (800) 322-3623

www.firstmidwest.com

Deerfield Bank & Trust

660 Deerfield Rd, Deerfield, IL 60015, USA

+1 (847) 945-8660

www.deerfieldbank.com

First National Bank-Illinois

2108 W Jefferson St, Joliet, IL 60435, USA

+1 (815) 725-8100

www.fnbiweb.com

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