Welcome to Our Online Loan Referral Service

4 4 reviews

913 W Marketview Dr, Champaign, IL 61822, USA
+1 (217) 378-8023
www.firstmid.com
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

1996-06-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about First Mid Bank & Trust Champaign Rural King?

Here you grapple with the reviews of our clients.

Very personable and helpful!

Rubie Homenick

The manager is rude and has an elitist attitude.

Kylie Gibson

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Champaign, Illinois

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Champaign, Illinois is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First Mid Bank & Trust Champaign Rural King help take out a loan in Champaign, Illinois?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor considered by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by lenders to take out a cash advance. The lender review many aspects such as financial solvency to approve the form. Payday loans in Champaign, Illinois may help improve your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Champaign, Illinois

U.S. Bank ATM - Winnebago

606 N Elida St, Winnebago, IL 61088, USA

+1 (800) 872-2657

usbank.com

Pawn King

1550 E Eldorado St, Decatur, IL 62521, USA

+1 (217) 425-1000

pawnkingloansmore.com

Longview Bank - Camargo Branch

515 S Vine St, Camargo, IL 61919, USA

+1 (217) 832-2061

www.longviewbank.com

Cash America Pawn

1441 N Milwaukee Ave, Chicago, IL 60622, USA

+1 (773) 772-2400

www.cashamerica.com

PNC Bank

1101 Centre W Dr, Springfield, IL 62704, USA

+1 (217) 793-6300

apps.pnc.com

Associated Bank ATM

7675 Miller Rd, Carpentersville, IL 60110, USA

www.associatedbank.com

Legence Bank

925 W Main St, Carbondale, IL 62901, USA

+1 (618) 549-9904

legencebank.com

PLS Loan Store

211C S Larkin Ave, Joliet, IL 60436, USA

+1 (815) 730-9300

pls247.com

Sigel Community Bank

202 Main St, Sigel, IL 62462, USA

+1 (217) 844-2400

www.teutopolisstatebank.com

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