What people think about Central Finance Loan?
Below you get acquainted with some of the reviews of our customers.
A good website. These guys quickly processed my application. Had money in my account the same day. If you need some extra cash urgently, this is the best place to apply, I’m telling you!
Florence Feeney
Thank you for the amazing service. Your staff assisted me throughout the process. It’s cool that you only need an ID to apply.
Werner Kemmer
It needed to fix my credit because I had no chances of getting approved for a agriculture loan. So I applied for a cash advance via Central Finance Loan. Took out 3 small loans, one after another, and repaid them in timely manner. My credit history improved! It worked! Very satisfied.
Miracle Pollich
I needed $400 to buy a birthday gift. The only way out was to apply for a cash advance. Found a lot of companies on the Internet. Central Finance Loan seemed the most credible loan provider in Champaign.
Destiny Schuster
Recently I experienced the most desperate situation in my life. I suddenly needed $700 to pay for utility bills. This lender helped me the same day. They were the only company that accepted me for the necessary amount. I solved all my problems. I will definitely recommend this company to my friends. Best service ever.
Connor Oberbrunner Sr.
Important
The previous three items charactirize a peculiar lender. But below you can read general information about payday loans.
Payday Loans in Champaign, Illinois
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
It is easy and speedy to get approved for payday loans in Champaign, Illinois. The interest rate will be set individually for each case and will depend on the personal data the consumer filled in.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your opportunities and pay back your loan commitments without delays.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Champaign, Illinois
Village Bank & Trust
150 E Rand Rd, Arlington Heights, IL 60004, USA
+1 (847) 870-5000
www.bankatvillage.com
United Community Credit Union
1426 N 26th St, Quincy, IL 62301, USA
+1 (217) 224-1093
www.myuccu.com
BMO Harris Bank
685 S Illinois 83, Mundelein, IL 60060, USA
+1 (847) 247-7251
branches.bmoharris.com
