Welcome to Our Online Loan Referral Service

2.8 15 reviews
Loan agency in Champaign, Illinois

501 W Town Center Blvd, Champaign, IL 61822, USA
+1 (217) 378-5355
www.onemainfinancial.com
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you see the feedback of our clients.

Only an ID is needed to apply. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Domingo Grady

I have a problem with paying a loan at another banking institution. It is inconvenient to borrow from relativies. Therefore, I decided to contact OneMain Financial. They really helped out.

Ericka Batz

A good payday lender. The company quickly processed the application and credited the funds to my credit card.

Shanon Lind

Pay Attention

Above-specified info offers the details about a definite lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Champaign, Illinois

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Champaign, Illinois is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will OneMain Financial help issue a loan in Champaign, Illinois?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Champaign, Illinois. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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