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What people think about Seaway a division of Self-Help Federal Credit Union?
Below you read some of the reviews of our clients.
I applied for a $1,000 payday loan when I needed money after vacation. There simply was no other way out. I found this lender on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another approved me for a smaller amount but here it got as much as I wanted.
Lonzo Gleichner
Simple application. I only entered an ID and a bank account. Immedaite processing. The first time I was approved for $400 only. Hope the available amount will be more next time. APR is competitive. Repaid the loan early. If desired, the term can be also extended.
Jerald Shanahan
I asked Seaway a division of Self-Help Federal Credit Union for a little support. Everything was done very quickly. Had the funds in my account the next evening. Employees are very understading. Good experience!
Duncan Brown
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The above-given information provides the details about a definite company. The information below is about common information about payday loans.
Payday Loans in Chicago, Illinois
A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Online payday loans can be the best solution to your unexpected financial troubles in Chicago , Illinois because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your opportunities and pay off your loan commitments punctually.
To get accepted for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Chicago, Illinois
Prairie State Bank & Trust
4485 East, US-36, Decatur, IL 62521, USA
+1 (217) 864-5525
www.psbank.net
First National Bank and Trust
500 N Elida St, Winnebago, IL 61088, USA
+1 (815) 335-2366
www.bankatfirstnational.com
Midwest Title Loans
1597 N Rand Rd, Palatine, IL 60074, USA
+1 (630) 590-9401
www.midwesttitleloans.net
Check Into Cash
9 Meadowview Center, Kankakee, IL 60901, USA
+1 (815) 928-8200
local.checkintocash.com
