Welcome to Our Online Loan Referral Service

3.4 5 reviews

13323 S Baltimore Ave, Chicago, IL 60633, USA
+1 (773) 646-1000
www.firstmerchants.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

[email protected]

+1.5043550545

What people think about First Merchants Bank?

Below you read some of the reviews of our clients.

Thank you for the best service. Your employess guided me throughout the application. It’s cool that you only need an ID to get approved.

Ms. Destiney Marks DDS

First Merchants Bank seems fair. Used it twice. The first cash advance approved was small – $200, but next time the limit was increased to $700. Paid off the loan on schedule. The staff were understanding, they gave detailed answers to all my questions. No troubles. But their interest rates are not the lowest on the net.

Elvis Wilderman

Was invited to a gender party but was broke at that time. A friend recommended me to contact First Merchants Bank. And I did. This was the right decision! Yes, the APR was high but I think it’s because I had bad credit. In general, The process was hassle free.

Ada Boyer

It wanted to improve my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a payday loan via First Merchants Bank. Took out 2 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very happy.

Walker Larkin

A good website. The lender quickly processed my application. Had money in my account the same day. If you need some extra funds urgently, this is the best loan provider, I’m telling you!

Jaiden Hamill

I applied for the first cash advance in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my city charge sky high interest!

Laisha Lemke

Pay Attention

The previous three items charactirize a precise lender. But below you can read general information about payday loans.

Payday Loans in Chicago, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Chicago, Illinois. The entire process is straightforward. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can save consumers who have poor credit scores or have no credit score. But we remind you that as with any debt you should only consider applying for a payday loan if you are assured that you can make payments without delays.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

APR Calculator

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Premier Bank ATM

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Consumers Credit Union - Headquarters

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+1 (877) 275-2228

www.myconsumers.org

Security Finance

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