Welcome to Our Online Loan Referral Service

1 reviews

222 S Riverside Plaza STE 2200, Chicago, IL 60606, USA

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What people think about Credit Ninja?

Below you get acquainted with some of the reviews of our clients.

Thank you Credit Ninja for assisting me when I needed money urgently to pay for home improvement. I have applied through this company 3 times and everything was nice. This is the most legit lender with no hidden fees. Highly recommended!!!

Asa Reinger V

Many thanks to Credit Ninja. I recently had some troubles with repaying my mortgage and they approved me for a payday loan. Best company! Managed to deal with my issues and signed with relief.

Lucinda Simonis

I want to say Many Thanks to the employees of Credit Ninja. They offer fast solution to any sudden money issues. Love them for their same day decision. Applied for a cash advance and got accepted although my credit was poor. I will 100% use this service if I need money again.

Prof. Tavares Grant I


The previous three items describe a certain lending service. But below you can find general information about payday loans.

Payday Loans in Chicago, Illinois

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Chicago, Illinois. The entire process is fast. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.



Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?


Car expenses








Home improvement

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Chicago, il approve consumers with poor credit. You can apply for a bad credit payday loan online around the clock and if approved could have the money in your account within the hour.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the real cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Chicago, Illinois

Missouri Payday Loans

3491 Nameoki Rd, Granite City, IL 62040, USA

+1 (618) 451-8000


Hickory Point Bank & Trust

1880 Mount Zion Rd, Decatur, IL 62521, USA

+1 (217) 872-3975


OneMain Financial

3935 Frontage Rd, Peru, IL 61354, USA

+1 (815) 224-2631


Midwest Title Loans

9058 S Cicero Ave, Oak Lawn, IL 60453, USA

+1 (708) 422-8341


Marine Bank

3120 Robbins Rd, Springfield, IL 62704, USA

+1 (217) 726-0660


Walmart Money Center

311 IL-38, Rochelle, IL 61068, USA

+1 (815) 562-3424


Edward Jones - Financial Advisor: Brian T Mewes, CFP®

13 S 5th St, Albion, IL 62806, USA

+1 (618) 445-4991


TitleMax Title Loans

101 E North Ave, Northlake, IL 60164, USA

+1 (708) 316-2029


Edward Jones - Financial Advisor: Bob Schachner

115 W Church St Suite 101, Libertyville, IL 60048, USA

+1 (847) 367-4240