What people think about Payday Advance?
Below you get acquainted with some of the opinions of our customers.
I had problems with paying my bank loan and was not sure I would get appoved for a loan with Payday Advance . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $500 online. Fortunately I got an approval!!! They literally saved my life.
Pascale Kub I
It needed to improve my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via Payday Advance. Took out 3 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very good service.
Tierra Hamill
I contacted Payday Advance for help. Everything was done very quickly. Had the money in my account the next evening. Employees are very competent. Pleasant experience!
Wilhelm Nader
It needed to improve my credit because I had no chances of getting accepted for a business loan. So I applied for a cash advance via Payday Advance. Took out 4 small loans, one after another, and repaid them on schedule. My credit history improved! It worked! Very happy.
Vicenta McDermott
I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had other loans. I repaid it early. Love this company for their reasonable rates. Other lenders in my city charge sky high interest!
Cayla Rippin V
Pay Attention
Below you can review general information about payday loans and their common aspects.
Payday Loans in Chicago, Illinois
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Online payday loans can be the easiest solution to your short-term financial problems in Chicago , Illinois because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit history an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your opportunities and pay back your loan commitments on time.
To get accepted for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the cash advance loan immediately.
APR Calculator
Other Payday Lenders in Chicago, Illinois
Rock Valley Credit Union
1201 Clifford Ave, Loves Park, IL 61111, USA
+1 (815) 282-0300
rockvalleycreditunion.org
First American Bank
395 W Higgins Rd, Hoffman Estates, IL 60195, USA
+1 (847) 586-2424
www.firstambank.com
