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Loan agency in Chicago, Illinois

5901 N Cicero Ave, Chicago, IL 60646, USA
+1 (773) 777-1717
Monday
10AM–9PM
Tuesday
10AM–9PM
Wednesday
10AM–9PM
Thursday
10AM–9PM
Friday
10AM–9PM
Saturday
9AM–5PM
Sunday
Closed

What people think about Colonial Funding LLC?

Below you find some of the reviews of our customers.

I am a regular customer of Colonial Funding LLC. It is very easy to apply via the net. The APR was reasonable. Their representatives always reply right away.

Prof. Trace Wyman

Colonial Funding LLC seems reliable. At least they charge no hidden fees. This was the only company that approved me for a payday loan.

Miss Nicole Bartoletti

Was invited to a gender party but was empty at that time. A friend recommended me to use Colonial Funding LLC. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was fast.

Savanah Franecki

Important

The previous three items describe a specific financial institution. But below you can find common details about payday loans.

Payday Loans in Chicago, Illinois

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may become an easy and speedy solution to a short-term problem in Chicago, Illinois. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Chicago, Illinois

USA Payday Loans

4124 N Milwaukee Ave, Chicago, IL 60641, USA

+1 (773) 427-1981

www.usapaydayloanstore.com

U.S. Bank Branch

1512 Ogden Ave, Downers Grove, IL 60515, USA

+1 (630) 324-9563

locations.usbank.com

Cash America Pawn

1629 W Irving Park Rd, Hanover Park, IL 60133, USA

+1 (630) 823-0490

www.cashamerica.com

Cash Store

3134 11th St Ste A-2, Rockford, IL 61109, USA

+1 (815) 226-4500

www.cashstore.com

McHenry Savings Bank

353 Bank Dr, McHenry, IL 60050, USA

+1 (815) 385-3000

www.mchenrysavings.com

World Finance

221 N Park Ave, Herrin, IL 62948, USA

+1 (618) 988-8274

www.loansbyworld.com

Alliance Community Bank

14202 IL-97, Petersburg, IL 62675, USA

+1 (217) 632-2100

www.bankacb.com

Kroger Money Services

1401 W King St, Decatur, IL 62522, USA

+1 (217) 429-5347

moneyservices.kroger.com

BMO Harris Bank - Mortgage Banker (Kevin Bufe)

333 N Northwest Hwy, Barrington, IL 60010, USA

+1 (847) 975-9892

bmoharris.com

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