What people think about Colonial Funding LLC?
Below you find some of the reviews of our customers.
I am a regular customer of Colonial Funding LLC. It is very easy to apply via the net. The APR was reasonable. Their representatives always reply right away.
Prof. Trace Wyman
Colonial Funding LLC seems reliable. At least they charge no hidden fees. This was the only company that approved me for a payday loan.
Miss Nicole Bartoletti
Was invited to a gender party but was empty at that time. A friend recommended me to use Colonial Funding LLC. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was fast.
Savanah Franecki
Important
The previous three items describe a specific financial institution. But below you can find common details about payday loans.
Payday Loans in Chicago, Illinois
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans may become an easy and speedy solution to a short-term problem in Chicago, Illinois. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Chicago, Illinois
Edward Jones - Financial Advisor: Chris Folmar
640 W South St #4, Freeport, IL 61032, USA
+1 (815) 616-5955
www.edwardjones.com
First Midwest Bank
Police Station, 1372 Ellis Ave, Ford Heights, IL 60411, USA
+1 (800) 322-3623
www.firstmidwest.com
Wintrust Commercial Banking
7800 Lincoln Ave, Skokie, IL 60077, USA
+1 (847) 853-1145
www.wintrust.com
