Welcome to Our Online Loan Referral Service

5 37 reviews
Loan agency in Chicago, Illinois

570 Roosevelt Rd, Chicago, IL 60607, USA
+1 (312) 461-9999

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Feedback about America's Financial Choice?

Here you grapple with the feedback of our customers.

Thanks to Thomas I walked out happy and with a little financial cushion to last until payday. He is AWESOME !!!

Velda Kris

Good service and great people work here

Jaquan Cronin I

Staff has great costumer service quick service .

Trystan Johns II

Good service and great people work here

Korey Hand DDS

Staff has great costumer service quick service .

Mr. Leopold Smith

Great customer service at the Roosevelt location

Arturo Cronin

Extremely Rude staff behind the glass partition.

Mr. Christop Waters V

I had a very reliable check from an insurance company.

Monroe Steuber

They beat everyone in town

Luella Feeney

Trip James is fantastic to work with on the commercial lending side.

Dr. Sofia Johns Sr.

We have been working with John Lofgren on the purchase of our first home.

Marty Stroman IV

Banking here is made rather easy and semi-stress free.

Dr. Keyon Hauck

Fired my mother simply because they wanted to rehire a previous teller.

Sierra Conn

Great place with fast service and friendly employees.

Larissa O'Kon

Overpriced Pizza has no flavor very bad quality

Prof. Oren Schinner

Great service, excellent food

Mae Morar

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Chicago, Illinois

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

Payday loans in Chicago, Illinois are issued problem-free. The interest rate depends on the customer's person-related information: if you pay off more payday loans, the more efficient terms and rates payday lending companies guarantee.



Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will America's Financial Choice help take out a payday loan in Chicago, Illinois?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued around the clock. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Chicago, Illinois. They rate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Chicago, Illinois

Bank of America ATM (Drive-thru)

10 N Belt W, Swansea, IL 62226, USA

+1 (844) 401-8500


Sun Loan Company

1119 N Carbon St, Marion, IL 62959, USA

+1 (618) 997-2427


First Federal Savings & Loan

200 N Morgan St, Shelbyville, IL 62565, USA

+1 (217) 774-3322


Midland States Bank

302 1st Ave, Sterling, IL 61081, USA

+1 (815) 626-4321


First Merchants Bank

7101 W 127th St, Palos Heights, IL 60463, USA

+1 (708) 263-6418


First Midwest Bank

970 Brook Forest Ave, Shorewood, IL 60404, USA

+1 (815) 609-1260


Fifth Third Bank & ATM

1851 W Galena Blvd, Aurora, IL 60506, USA

+1 (630) 801-2492


OneMain Financial

107 W 8th St, Mt Carmel, IL 62863, USA

+1 (618) 262-5136


Blackhawk Bank & Trust ATM

102 3rd St, Colona, IL 61241, USA

+1 (309) 787-4451