Welcome to Our Online Loan Referral Service

4.6 47 reviews
Loan agency in Chicago, Illinois

10302 S Halsted St, Chicago, IL 60628, USA
7 years in business
+1 (773) 881-8400
www.afchoice.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2004-06-11

Mailing Address

Company Name

Contact Data

Feedback about America's Financial Choice?

Here you grapple with the reviews of our customers.

Great service every visit been a costumer for over a year will keep coming back

Cordell Tromp

It was a very pleasent experience i really hope all your employees are similar !

Lauren Emmerich

Very friendly staff and always treated with respect.

Kane Ernser

Pay Attention

Above-specified info provides the details about a certain lending company. Below-specified info is devoted to general information about payday loans.

Payday Loans in Chicago, Illinois

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Chicago, Illinois is issued simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will America's Financial Choice help take out a payday loan in Chicago, Illinois?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Payday lenders in Chicago, il review this circumstance not an obstacle to issue a loan. The client of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on a due date and not only resolve current difficulties, but enhance the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Chicago, Illinois

Byline Bank

111 W Church St, Libertyville, IL 60048, USA

+1 (224) 600-5540

www.bylinebank.com

Edward Jones - Financial Advisor: Michelle R Bowman, AAMS®|CRPC®

2715 N Main St, Rockford, IL 61103, USA

+1 (815) 636-6665

www.edwardjones.com

FNBO - First National Bank of Omaha

2100 W Algonquin Rd, Lake in the Hills, IL 60156, USA

+1 (224) 241-8804

www.fnbo.com

Town and Country Bank

3601 Wabash Ave, Springfield, IL 62711, USA

+1 (217) 787-3100

www.townandcountrybank.com

First National Bank of Waterloo

228 S Main St, Waterloo, IL 62298, USA

+1 (618) 939-6194

www.fnbwaterloo.bank

Bank of Hope

1645 N Milwaukee Ave, Glenview, IL 60025, USA

+1 (847) 818-4852

www.bankofhope.com

Marine Bank & Trust ATM

1454 N Co Rd 2050, Carthage, IL 62321, USA

+1 (888) 849-6046

www.marinebk.com

Fifth Third Bank & ATM

454 E Rollins Rd, Round Lake Beach, IL 60073, USA

+1 (847) 546-3821

locations.53.com

OneMain Financial

9530 S Cicero Ave, Oak Lawn, IL 60453, USA

+1 (708) 459-9088

www.onemainfinancial.com

Top