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4.6 47 reviews
Loan agency in Chicago, Illinois

10302 S Halsted St, Chicago, IL 60628, USA
7 years in business
+1 (773) 881-8400

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Here you grapple with the reviews of our customers.

Great service every visit been a costumer for over a year will keep coming back

Cordell Tromp

It was a very pleasent experience i really hope all your employees are similar !

Lauren Emmerich

Very friendly staff and always treated with respect.

Kane Ernser

Pay Attention

Above-specified info provides the details about a certain lending company. Below-specified info is devoted to general information about payday loans.

Payday Loans in Chicago, Illinois

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Chicago, Illinois is issued simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a customer will get.



Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will America's Financial Choice help take out a payday loan in Chicago, Illinois?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Payday lenders in Chicago, il review this circumstance not an obstacle to issue a loan. The client of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on a due date and not only resolve current difficulties, but enhance the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Chicago, Illinois

U.S. Bank ATM

6940 Villagreen View, Rockford, IL 61107, USA

+1 (800) 872-2657


ATM (Regions Bank)

121 E Main St, Mascoutah, IL 62258, USA

+1 (800) 734-4667


Cash Store

2512 N Dirksen Pkwy, Springfield, IL 62702, USA

+1 (217) 492-1172


Regions Bank

111 S State St, Champaign, IL 61820, USA

+1 (217) 600-6050


First Midwest Bank

1290 E Steger Rd, Crete, IL 60417, USA

+1 (708) 672-3661


PNC Bank

1 Winston Plaza, Melrose Park, IL 60160, USA

+1 (708) 338-4650


First American Bank

1865 S Cedar Lake Rd, Round Lake, IL 60073, USA

+1 (847) 586-2600


Nestlehut Financial Services Inc

19802 S Harlem Ave, Frankfort, IL 60423, USA

+1 (708) 361-6700


Cash America Pawn

882 N Lake St #50, Aurora, IL 60506, USA

+1 (630) 859-8980