Welcome to Our Online Loan Referral Service

5 78 reviews
Loan agency in Chicago, Illinois

3555 W Irving Park Rd, Chicago, IL 60618, USA
+1 (773) 866-1400

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Feedback about America's Financial Choice?

Here you read the reviews of our customers.

I had a great service here awesome staff...i love it very helpful...!!

Elna Abbott IV

What an excellent experience i give this location and jazmine an A+, thank you!

Gerhard Gerlach

Long term customer also happy with the services provided to me.

Charity Emmerich

They made my first time home buying experience pretty much perfect!

Erin O'Conner

Rodrigo and his team are very professional always answered all my questions.

Ms. Sylvia Weber II

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain general information about payday loans and its specific features.

Payday Loans in Chicago, Illinois

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Chicago, Illinois are issued problem-free. The interest percentage is conditional on the customer's person-related information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders guarantee.



Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will America's Financial Choice help issue a payday loan in Chicago, Illinois?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Chicago, Illinois. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Chicago, Illinois

Title Cash

1510 E Jackson, Macomb, IL 61455, USA

+1 (309) 837-2274


United Community Bank

120 Governor Oglesby St, Elkhart, IL 62634, USA

+1 (217) 947-2991


MB Financial Bank

581 Elm Pl Suite 110, Highland Park, IL 60035, USA

+1 (847) 748-9019


Check Into Cash

1507 N Prospect Ave, Champaign, IL 61820, USA

+1 (309) 693-3500


Republic Bank

120 W Madison St, Chicago, IL 60602, USA

+1 (312) 263-7242


J&P Check Cashing

22 1/2 N Union St, Aurora, IL 60505, USA

+1 (888) 666-1602



607 Keokuk St, Lincoln, IL 62656, USA

+1 (217) 735-4991


Community Bank of Willowbrook

6262 IL-83, Willowbrook, IL 60527, USA

+1 (630) 920-2700


Hickory Point Bank & Trust ATM (Millikin University)

1184 W Main St, Decatur, IL 62522, USA

+1 (217) 875-3131