Welcome to Our Online Loan Referral Service

3.5 8 reviews

6162 S Archer Ave, Chicago, IL 60638, USA
+1 (773) 767-5188
www.ibankpeoples.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2002-06-13

Mailing Address

Company Name

Contact Data

Feedback about Peoples Bank?

Here you get acquainted with the reviews of our clients.

Excellent service Family style

Margaretta Reichel

First time visiting this location and I had a good experience.

Anne Romaguera

A fine Polish neighborhood bank that was bought out by some Indiana nonsense.

Eulah O'Connell

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Chicago, Illinois

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Hassle-free financial products are considered as payday loans in Chicago, il. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Peoples Bank help take out a payday loan in Chicago, Illinois?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out day and night. The loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Chicago, il will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Chicago, Illinois

OneMain Financial

4311 E Lincolnway d, Sterling, IL 61081, USA

+1 (815) 625-5584

www.onemainfinancial.com

Busey Bank

13901 S Bell Rd, Homer Glen, IL 60491, USA

+1 (708) 301-5900

www.busey.com

Casey State Bank

305 N Central Ave, Casey, IL 62420, USA

+1 (217) 932-2136

www.caseystatebank.com

Security Finance

1701 N Market St Suite 5, Sparta, IL 62286, USA

+1 (618) 443-6836

www.securityfinance.com

First Mid Bank & Trust Decatur North Main

455 N Main St, Decatur, IL 62523, USA

+1 (217) 429-8708

www.firstmid.com

U.S. Bank Branch

1702 Eastland Dr, Bloomington, IL 61704, USA

+1 (309) 662-2700

locations.usbank.com

Farm Credit Services

109 W North St, Mt Sterling, IL 62353, USA

+1 (217) 773-3787

SIU Credit Union

395 N Giant City Rd, Carbondale, IL 62902, USA

+1 (618) 457-3595

www.siucu.org

Northwest Bank of Rockford

1100 Ralston Rd, Machesney Park, IL 61115, USA

+1 (815) 986-1111

www.nwbrockford.com

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