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Loan agency in Chicago, Illinois

500 W Madison St #950, Chicago, IL 60661, USA
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
9AM–1PM
Sunday
Closed

Feedback about Home Loans Plus?

Here you get acquainted with the reviews of our clients.

I was recommend by a friend. I was approve for a loan and the interest rate is way cheaper then doing payday loans. Jose and Juan are a great help.

Cletus Stamm

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Chicago, Illinois

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Chicago, Illinois are taken out hassle-free. The interest rate is conditional on the client's personal information: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Home Loans Plus help take out a payday loan in Chicago, Illinois?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be deposited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% deny the request when lenders in Chicago, il will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Chicago, Illinois

LPL Financial

101 N Main St, White Hall, IL 62092, USA

+1 (217) 374-2121

PLS Loan Store

147 W Roosevelt Rd, West Chicago, IL 60185, USA

+1 (630) 293-3100

Old Second National Bank ATM

40W422 IL-64, Wasco, IL 60183, USA

+1 (877) 866-0202

www.oldsecond.com

King City Cash & Loan Pawn

823 S 10th St, Mt Vernon, IL 62864, USA

+1 (618) 244-2430

State Bank of Arthur

411 S Vine St, Arthur, IL 61911, USA

+1 (217) 543-2111

www.hometownbanks.com

Farm Credit Services

Macomb, IL 61455, USA

+1 (309) 833-2553

e-farmcredit.com

First Midwest Bank

8501 W Higgins Rd, Chicago, IL 60631, USA

+1 (773) 693-5555

locations.firstmidwest.com

Carus Employee Credit Union

3151 5th St, Peru, IL 61354, USA

+1 (815) 481-3537

Check `n Go

1401 W Market St, Bloomington, IL 61701, USA

+1 (309) 829-7552

locations.checkngo.com

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