Welcome to Our Online Loan Referral Service

3.4 22 reviews

645 E 87th St, Chicago, IL 60619, USA
+1 (877) 369-2828
www.self-helpfcu.org

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Company Name

Contact Data

Feedback about Seaway a division of Self-Help Federal Credit Union?

Here you get acquainted with the reviews of our clients.

Very personable and friendly staff that is knowledgeable.

Pink Moore

Friend and good service

Rex Miller

Customer service is not good.

Euna Hintz

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers grapple with shared information about payday loans.

Payday Loans in Chicago, Illinois

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Chicago, Illinois is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a borrower will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Seaway a division of Self-Help Federal Credit Union help take out a loan in Chicago, Illinois?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Chicago, Illinois. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Chicago, Illinois

PLS Financial

2036 Sibley Blvd, Calumet City, IL 60409, USA

+1 (708) 801-3510

Edward Jones - Financial Advisor: Bryson Hammond

906 E 5th St, Metropolis, IL 62960, USA

+1 (618) 524-3819

www.edwardjones.com

Solutions Bank - Poplar Grove State

109 N State St, Poplar Grove, IL 61065, USA

+1 (815) 765-3333

www.solutions.bank

First National Bank of Steeleville

400 W Broadway St, Steeleville, IL 62288, USA

+1 (618) 965-3441

www.bankatfnb.com

First Farmers Bank and Trust

8964 N Terre Haute Rd, Paris, IL 61944, USA

+1 (217) 465-7641

www.ffbt.com

Farmers & Merchants State Bank

484 E Main St, Bushnell, IL 61422, USA

+1 (309) 772-2171

www.bushnellbank.com

World Finance

324 E Champaign Ave, Rantoul, IL 61866, USA

+1 (217) 892-5577

www.loansbyworld.com

Eureka Community Bank

205 S Main St, Eureka, IL 61530, USA

+1 (309) 467-2331

www.hometownbanks.com

Edward Jones - Financial Advisor: Rusty A Melhouse

8 S Main St Suite 100, Canton, IL 61520, USA

+1 (309) 647-0076

www.edwardjones.com

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