Welcome to Our Online Loan Referral Service

3 5 reviews

120 S Front St, Cobden, IL 62920, USA
+1 (618) 893-2121
locations.usbank.com
Friday
9AM–2PM
Saturday
Closed
Sunday
Closed
Monday
9AM–2PM
Tuesday
Closed
Wednesday
Closed
Thursday
Closed

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you get acquainted with the feedback of our customers.

U.S. Bank Branch applied for a loan secured by a car for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Mrs. Freida Schneider Sr.

It was necessary to enhance the credit history, because there is practically no chance of getting a cash advance at a favorable interest rate. As a result, I addressed U.S. Bank Branch. The score improved after several loans paid back.

Meghan Zulauf

I apply quite often. I am pleased with the terms. There is online round the clock service.

Agustina Bernhard

I suffered one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. U.S. Bank Branch in Cobden seemed to me the most reliable.

Franz Roob

Pay Attention

Further there will be given the details about not a exact lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Cobden, Illinois

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Cobden, Illinois is issued simply and fast. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will U.S. Bank Branch help take out a payday loan in Cobden, Illinois?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Cobden, Illinois. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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