Welcome to Our Online Loan Referral Service

4 reviews

109 E Depot St, Colchester, IL 62326, USA
+1 (309) 776-3225
www.ucbbank.com
Sunday
Closed
Monday
9AM–12:30PM, 1:30–4PM
Tuesday
9AM–12:30PM, 1:30–4PM
Wednesday
9AM–12:30PM, 1:30–4PM
Thursday
9AM–12:30PM, 1:30–4PM
Friday
9AM–12:30PM, 1:30–5PM
Saturday
Closed

Domain Info

Created Date

1996-06-25

Mailing Address

Company Name

Contact Data

Feedback about United Community Bank?

Here you get acquainted with the feedback of our clients.

I had a great experience with my taxes this year at Jackson Hewitt.

Dr. Ahmad Gulgowski

Tried their customer service line and couldnt get through.

Cheyanne Swaniawski

Helps me get money earlier than when the IRS releases money in February.

Jett Baumbach

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes readers get acquainted common information about payday loans.

Payday Loans in Colchester, Vermont

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Colchester, Vermont is taken out easily and quickly. The interest rate is set depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

18% APR small loan cap

How will United Community Bank help take out a loan in Colchester, Vermont?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the application when lenders in Colchester, vt will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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First Midwest Bank

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locations.firstmidwest.com

Broadway Financial Services

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+1 (773) 925-2575

www.broadwayfs.com

PNC Bank

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+1 (618) 632-5190

apps.pnc.com

Banterra Bank

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+1 (618) 285-6813

www.banterra.com

Edward Jones - Financial Advisor: Aaron M Tretter

421 W Holmes St, Chester, IL 62233, USA

+1 (618) 826-5331

www.edwardjones.com

First Community Bank of Xenia

260 Front St, Xenia, IL 62899, USA

+1 (618) 678-2202

www.fcbxeniaflora.com

Associated Bank

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+1 (618) 288-7412

www.associatedbank.com

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