Welcome to Our Online Loan Referral Service

5 18 reviews

285 Southwoods Dr, Columbia, IL 62236, USA
+1 (618) 281-5101
www.centralbank.net
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1997-09-08

Mailing Address

MO, United States

Company Name

Central Technology Services

Central Technology Services

Contact Data

Feedback about Central Bank?

Here you grapple with the feedback of our clients.

Super friendly and attentive staff, always a quick and pleasant experience.

Miss Lucie Weimann DVM

The employees who work here are absolutely amazing!

Edwina Lang

Very attentive and super helpful with all my banking needs.

Gudrun Brakus

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Columbia, Connecticut

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Columbia, Connecticut is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates you will recieve.

APR

12$ small loan cap

How will Central Bank help take out a payday loan in Columbia, Connecticut?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor considered by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by lenders to issue a cash advance. The lending company review many aspects such as financial abilities to approve the request. Cash advance in Columbia, Connecticut may help enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Columbia, Illinois

First National Bank in Carlyle

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+1 (618) 594-2491

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Edward Jones - Financial Advisor: Tom Zarndt

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+1 (630) 879-8176

www.edwardjones.com

Metro Federal Credit Union

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+1 (847) 670-0456

mcu.org

Prairie State Bank & Trust

1052 W Morton Ave, Jacksonville, IL 62650, USA

+1 (217) 243-4060

www.psbank.net

First Midwest Bank

6041 N Clark St, Chicago, IL 60660, USA

+1 (773) 989-5781

locations.firstmidwest.com

Smart Street Loans

477 E Butterfield Rd Suite LL004, Lombard, IL 60148, USA

+1 (630) 410-1430

www.smartstreetloans.com

Edward Jones - Financial Advisor: John R Ritter, CFP®|AAMS®

1314 W Pioneer Pkwy Suite B, Peoria, IL 61615, USA

+1 (309) 689-0022

www.edwardjones.com

Cissna Park State Bank

102 2nd St, Cissna Park, IL 60924, USA

+1 (815) 457-2111

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