Welcome to Our Online Loan Referral Service

4.8 80 reviews

40 Grant St, Crystal Lake, IL 60014, USA
+1 (815) 459-2000
www.homestbk.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1996-10-14

Mailing Address

8 Cadillac Dr Suite 300, Brentwood, TN, 37027, United States

Company Name

Domain Handler

Goldleaf Technologies

Contact Data

[email protected]

+1.6152502100

+1.6153733421

Feedback about Home State Bank?

Here you get acquainted with the feedback of our customers.

The staff has been amazing to work with when setting up accounts.

Waino Johnson

Service and the People working there are great.

Ole Marks

Excellent customer service and communication.

Romaine Corkery

Pay Attention

Above-defined info provides the details about a exact lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Crystal Lake, Iowa

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Crystal Lake, ia. They are taken out at individual interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Home State Bank help take out a payday loan in Crystal Lake, Iowa?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Crystal Lake, Iowa. They assess many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Crystal Lake, Illinois

First American Bank

1789 S Randall Rd, Geneva, IL 60134, USA

+1 (630) 262-6200

www.firstambank.com

The Iuka State Bank

303 N Main St, Iuka, IL 62849, USA

+1 (618) 323-6211

www.iukabank.com

Midland States Bank

1201 Network Centre Dr, Effingham, IL 62401, USA

+1 (855) 696-4352

www.midlandsb.com

Union Federal Savings & Loan

104 N Tremont St, Kewanee, IL 61443, USA

+1 (309) 853-3535

www.myunionfederal.com

United Home Loans

4 Westbrook Corporate Center #650, Westchester, IL 60154, USA

+1 (866) 419-2786

www.uhloans.com

Illinois Community Credit Union

6 W Main St, Plano, IL 60545, USA

+1 (815) 895-4541

www.myiccu.org

First American Bank

7005 Grand Ave, Gurnee, IL 60031, USA

+1 (847) 406-3333

www.firstambank.com

Illinois Community Credit Union

1500 Barber Greene Rd, DeKalb, IL 60115, USA

+1 (815) 895-4541

www.myiccu.org

U.S. Bank Branch

750 E Rollins Rd, Round Lake Beach, IL 60073, USA

+1 (224) 338-3073

locations.usbank.com

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