Welcome to Our Online Loan Referral Service

5 2 reviews

1880 Mount Zion Rd, Decatur, IL 62521, USA
+1 (217) 872-3975
www.hickorypointbank.com
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM

Domain Info

Created Date

2000-03-18

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Hickory Point Bank & Trust?

Here you see the reviews of our customers.

I had an unpleasant situation in my life. I urgently needed extra money. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Rosanna Corkery

It was significant to improve the credit rating, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I addressed Hickory Point Bank & Trust. The score improved after several loans paid back.

Marquis Lemke

Only an ID is needed to apply. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Prof. Axel Pfannerstill

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Decatur, Georgia

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Decatur, Georgia is issued easily and fast. The interest rate is specified respecting the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

10% small loan cap

How will Hickory Point Bank & Trust help issue a loan in Decatur, Georgia?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Lenders in Decatur, ga review this circumstance not an obstacle to issue a loan. The client of a loan should be prepared to objectively estimate financial abilities, issue a loan, repay the debt on time and not only resolve current difficulties, but improve the credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

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