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What people think about 1st MidAmerica Credit Union?
Below you read some of the testimonials of our customers.
The people and service is nice but doesn’t outweigh the issues I’ve had.
Zoe Spencer V
Opened a new account today and was very impressed with their customer service.
Tillman Gutmann
Yesterday, November 16th, I received another threatening letter from the IRS.
Keara Lueilwitz
This place is family!
Zelda Senger
I came here and there was absolutely no problem getting the money I needed.
Modesta Schaefer
Banking here is made rather easy and semi-stress free.
Lupe Botsford
Fired my mother simply because they wanted to rehire a previous teller.
Amani Thompson Jr.
Important
The previous three items charactirize a specific company. But below you can read general data about payday loans.
Payday Loans in Decatur, Georgia
Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Online payday loans can be the best solution to your short-term financial problems in Decatur , Georgia because they are easily obtained and easily paid off. Your APR will depend on your state law or on the payday lender's policy.
APR
10% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit history. Payday loan approvals depend very much on specific factors. They will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get accepted for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the APR. It’s easy to learn the precise cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Decatur, Illinois
First Midwest Bank
324 E Main St, Knoxville, IL 61448, USA
+1 (309) 343-4141
locations.firstmidwest.com
Trust Lending
3 S Lincolnway St, North Aurora, IL 60542, USA
+1 (630) 800-2702
www.trustlendingcorp.com
OneMain Financial
511 Beltline Rd, Collinsville, IL 62234, USA
+1 (618) 344-5644
www.onemainfinancial.com
CommonWealth Credit Union
563 William R Latham Senior Dr, Bourbonnais, IL 60914, USA
+1 (815) 937-7447
www.cwcu.com
U.S. Bank Branch
750 E Rollins Rd, Round Lake Beach, IL 60073, USA
+1 (224) 338-3073
locations.usbank.com
