Welcome to Our Online Loan Referral Service


4485 US-36, Decatur, IL 62521, USA
+1 (217) 423-8263
www.psbank.net
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1999-09-21

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Prairie State Bank & Trust?

Here you read the feedback of our clients.

They are good customer service

Prof. Hiram Leffler

It wouldn’t work so I had to go down the road to use an atm and get money out.

Prof. Mallie Kris II

Amazing place to bank all friendly there

Kadin Lemke

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in Decatur, Georgia

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Decatur, Georgia is taken out easily and quickly. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

10% small loan cap

How will Prairie State Bank & Trust help take out a loan in Decatur, Georgia?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Decatur, ga will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Decatur, Illinois

TitleMax Title Loans

806 N Gilbert St, Danville, IL 61832, USA

+1 (217) 443-3424

www.titlemax.com

Edward Jones - Financial Advisor: Mike Donnelly, AAMS®

2406 Charles St Suite 1-A, Rockford, IL 61108, USA

+1 (815) 398-7759

www.edwardjones.com

Tower Loan

133 E Barnett Street Unit #8, Forsyth, IL 62535, USA

+1 (217) 876-1879

www.towerloan.com

Advance America

14 W Edwardsville Rd, Wood River, IL 62095, USA

+1 (618) 254-7686

www.advanceamerica.net

Direct Payday Loans

104 Barrington Rd, Streamwood, IL 60107, USA

+1 (877) 244-8254

directpaydayloans.net

First Mid Bank & Trust Weldon

490 Maple St, Weldon, IL 61882, USA

+1 (217) 318-3754

www.firstmid.com

New Century Federal Credit Union

291 Springfield Ave, Joliet, IL 60435, USA

+1 (815) 741-1847

www.newcenturyfcu.org

BMO Harris Bank

409 S 1st St, St. Charles, IL 60174, USA

+1 (630) 377-4148

branches.bmoharris.com

Edward Jones - Financial Advisor: Marilyn D Burrell, CRPC®

3556 Court St, Pekin, IL 61554, USA

+1 (309) 347-0038

www.edwardjones.com

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