Domain Info
Created Date
1997-05-01
Mailing Address
Company Name
Contact Data
What people think about Bank of Pontiac?
Below you read some of the reviews of our clients.
Thank you for the amazing service. Your managers helped me throughout the application. It’s cool that you only need an ID to get cash.
Loyal Davis
I contacted Bank of Pontiac for a little support. Everything was done very fast. Had the money in my account the same evening. Employees are very caring. Best experience!
Riley Hayes
Thanks!! The funds were deposited to my bank account as agreed – the next day. I closed the debt quickly and had no problems. The process is fast and legit. Be a responsible borrower and you will have no issues.
Mrs. Carolanne Considine Sr.
I needed $800 to buy a dress on a sale. The only way out was to apply for a payday loan. Found a lot of lenders on the Internet. Bank of Pontiac is the most credible lender in Dwight.
Gertrude Bergstrom III
Bank of Pontiac seems safe. At least they have no hidden fees. This was the only company that accepted me for a cash advance.
Ressie Bruen
Pay Attention
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Dwight, Illinois
Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans are the easiest loans to access in Dwight, Illinois. The entire process is effortless. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a bad credit score. Payday loan approvals depend very much on specific factors. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.
APR Calculator
Other Payday Lenders in Dwight, Illinois
Edward Jones - Financial Advisor: Adam M Spangler, CFP®
601 S Main St, Morton, IL 61550, USA
+1 (309) 263-6770
www.edwardjones.com
Dieterich Bank Newton
1108 S Van Buren St, Newton, IL 62448, USA
+1 (618) 783-8300
www.dieterichbank.com
First Mid Bank & Trust Altamont
101 W Washington Ave, Altamont, IL 62411, USA
+1 (618) 483-5151
www.firstmid.com
Heritage State Bank
2201 James St, Lawrenceville, IL 62439, USA
+1 (618) 943-1038
www.heritagesb.com
Check Into Cash
1754 Wabash Ave Suite B, Springfield, IL 62704, USA
+1 (217) 546-5200
local.checkintocash.com
