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400 E Mazon Ave, Dwight, IL 60420, USA
+1 (815) 844-6155
www.bankofpontiac.com
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Domain Info

Created Date

1997-05-01

Mailing Address

Company Name

Contact Data

What people think about Bank of Pontiac?

Below you read some of the reviews of our clients.

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Below you can see general information about payday loans and their common characteristics.

Payday Loans in Dwight, Illinois

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Dwight, Illinois. The entire process is effortless. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a bad credit score. Payday loan approvals depend very much on specific factors. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Dwight, Illinois

Advance America

2438 Sycamore Rd, DeKalb, IL 60115, USA

+1 (815) 756-3726

www.advanceamerica.net

ATM (Regions Bank)

347 W Main St, East Alton, IL 62024, USA

+1 (800) 734-4667

www.regions.com

OneMain Financial

3170 N Water St, Decatur, IL 62526, USA

+1 (217) 875-3425

www.onemainfinancial.com

Peoples Bank

14757 S Cicero Ave, Midlothian, IL 60445, USA

+1 (708) 687-7400

www.ibankpeoples.com

Heartland Bank and Trust Company

223 S Main St, Morton, IL 61550, USA

+1 (309) 263-8406

hbtbank.com

Sheridan State Bank

Sheridan, IL 60551, USA

+1 (815) 496-2308

www.gnbonline.com

Sheffield Banking Center - Peoples National Bank of Kewanee

238 W North Railroad St, Sheffield, IL 61361, USA

+1 (815) 454-2444

www.pnb-kewanee.com

Vermilion Valley Bank

203 Main St, Kempton, IL 60946, USA

+1 (815) 253-6271

Payday

129 E South St, Plano, IL 60545, USA

+1 (630) 552-0574

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