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What people think about 1st MidAmerica Credit Union?
Below you see some of the opinions of our customers.
Many thanks to 1st MidAmerica Credit Union. I recently had some problems with repaying my bank loan and they approved me for a cash advance. Best loan provider! Managed to deal with my problems and signed with relief.
Johanna Kub
I have already contacted this website twice and I was very satisfied with the rates. This is the only day and night website with affordable rates in my city.
Dr. Gracie Hahn DDS
Thank you 1st MidAmerica Credit Union for assisting me when I needed money so bad to pay for surgery. I have applied through this company once and everything was OK. This is the most legit company with no hidden fees. Highly recommended!!!
Prof. Fabian Walsh
I have already used this company 2 times and I was very pleased with the rates. This is the only 24/7 website with affordable rates in my city.
Dan Waters
Important
The previous three items describe a peculiar financial institution. But below you can read common details about payday loans.
Payday Loans in East Alton, Illinois
Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans are the easiest loans to qualify for in East Alton, Illinois. The entire process is hassle-free. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on other factors. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in East Alton, Illinois
Western-Elston Checkexpress Currency Exchange
2802 N Western Ave, Chicago, IL 60618, USA
+1 (773) 384-3211
www.mycheckexpress.com
Edward Jones - Financial Advisor: Brian L Guebert, AAMS®
1020 S Main St, Red Bud, IL 62278, USA
+1 (618) 282-9690
www.edwardjones.com
Mid-Illini Credit Union
1811 Eastland Dr, Bloomington, IL 61704, USA
+1 (309) 661-1166
www.midillinicu.com
Self-Help Federal Credit Union
73 S Lasalle St, Aurora, IL 60505, USA
+1 (877) 369-2828
www.self-helpfcu.org
