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What people think about 1st MidAmerica Credit Union?
Below you get acquainted with some of the reviews of our customers.
Thank you for the best service. Your managers assisted me throughout the application. It’s great that you only need an ID to apply.
Mrs. Rosemary Macejkovic Jr.
1st MidAmerica Credit Union seems credible. At least they have no hidden fees. This was the only lender that accepted me for a cash advance.
Ephraim Graham
Many thanks to 1st MidAmerica Credit Union. I recently had some troubles with repaying my bank loan and they approved me for a cash advance. Best lender! Managed to deal with my issues and signed with relief.
Lucinda Kuhn
I always use 1st MidAmerica Credit Union when it need a loan. The application process is hassle-fee. No complaints.
Jovan Daugherty
I am a loyal customer of 1st MidAmerica Credit Union. It is very fast to apply online. The APR was good. Their staff always reply quickly.
Samson Mertz
Pay Attention
The previous three items charactirize a certain lending service. But below you can find general information about payday loans.
Payday Loans in East Alton, Illinois
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may be an easy and speedy solution to a short-term problem in East Alton, Illinois. Loans from payday lenders can get you money same day. Your APR will depend on several factors.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.
To get accepted for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in East Alton, Illinois
Midland States Bank
202 Indian Springs Dr, Sandwich, IL 60548, USA
+1 (815) 786-8455
www.midlandsb.com
Edward Jones - Financial Advisor: Will Whalen
326 E Morton Ave, Jacksonville, IL 62650, USA
+1 (217) 243-6664
www.edwardjones.com
Kroger Money Services
1401 W King St, Decatur, IL 62522, USA
+1 (217) 429-5347
moneyservices.kroger.com
Buena Vista National Bank
219 Market St, Prairie Du Rocher, IL 62277, USA
+1 (618) 284-3440
www.bvnb.com
