Welcome to Our Online Loan Referral Service

3.4 8 reviews

1325 Camp Jackson Rd, Cahokia, IL 62206, USA
+1 (618) 332-7792
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
Closed
Sunday
Closed

What people think about Americas Check Cashing?

Below you get acquainted with some of the opinions of our customers.

Was invited to a gender party but was broke at that time. A friend recommended me to address Americas Check Cashing. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was effortless.

Chaim White

Many thanks to Americas Check Cashing. I recently had some issues with repaying my bank loan and they approved me for a cash advance. Best loan provider! Managed to deal with my problems and signed with relief.

Kim Hackett

Important

The above-given information provides the details about a specific financial institution. The information below is about general information about payday loans.

Payday Loans in East Saint Louis, Illinois

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is trouble-free and fast to get accepted for payday loans in East Saint Louis, Illinois. The APR will be set specifically for each case and will depend on the personal information the borrower provided.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in East Saint Louis, Illinois

Siue Credit Union

1566 Lewis Rd, Edwardsville, IL 62025, USA

+1 (618) 650-3760

www.siuecu.org

World Finance

1095 W Washington St, Pittsfield, IL 62363, USA

+1 (217) 285-4564

www.loansbyworld.com

United Community Bank

3200 W Iles Ave, Springfield, IL 62711, USA

+1 (217) 787-5111

www.ucbbank.com

BMO Harris Bank

935 W Rollins Rd, Round Lake Heights, IL 60073, USA

+1 (847) 740-2265

branches.bmoharris.com

Bay Equity Home Loans: Jim Strachan

419 Center St Ste A, Grayslake, IL 60030, USA

+1 (847) 546-7769

www.jimij.com

Check 'n Go

3331 Belvidere Rd Ste C, Park City, IL 60085, USA

+1 (224) 413-3120

locations.checkngo.com

Midland States Bank

110 S 5th St, Effingham, IL 62401, USA

+1 (217) 342-2141

www.midlandsb.com

World Finance Corp.

123 N Parkway Dr, Pekin, IL 61554, USA

ATM-Banterra Bank

Carbondale, IL 62901, USA

www.banterra.com

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