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2.7 13 reviews

1702 Troy Rd, Edwardsville, IL 62025, USA
+1 (618) 258-3168
www.1stmidamerica.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about 1st MidAmerica Credit Union?

Here you see the feedback of our clients.

I absolutely love this credit union.

Dr. Joesph Schaden II

Really makes you feel valued as a customer.

Dr. Regan Ortiz DVM

Very poor customer service and non existent customer loyalty.

Dr. Domenico Corwin

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Edwardsville, Virginia

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Edwardsville, Virginia is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will 1st MidAmerica Credit Union help take out a loan in Edwardsville, Virginia?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor reviewed by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by payday lenders to take out a loan. The lending company process many aspects such as financial abilities to approve the application. Payday loans in Edwardsville, Virginia may help enhance your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Edwardsville, Illinois

United Community Bank

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+1 (217) 624-6151

www.ucbbank.com

First National Bank of Raymond

700 Carroll St, Pawnee, IL 62558, USA

+1 (217) 229-3701

www.fnbraymond.com

Speedy Cash

1218 N Lake St Ste #120, Aurora, IL 60506, USA

+1 (630) 801-1732

www.speedycash.com

Illiana Financial Credit Union

1130 Armour Rd, Bourbonnais, IL 60914, USA

+1 (708) 891-7800

www.illiana.org

Abingdon Banking Center

805 N Monroe St, Abingdon, IL 61410, USA

+1 (309) 462-2220

www.raritanstatebank.com

Fifth Third Bank & ATM

200 E Jefferson Ave, Effingham, IL 62401, USA

+1 (217) 342-5700

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William Schumann - Mortgage Loan Officer

3101 Ogden Ave, Lisle, IL 60532, USA

+1 (630) 906-5544

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Edward Jones - Financial Advisor

1750 W Jackson St, Macomb, IL 61455, USA

+1 (309) 836-8388

www.edwardjones.com

Woodforest National Bank

1205 State Rte 31 South, Crystal Lake, IL 60014, USA

+1 (815) 459-5372

www.woodforest.com

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