Welcome to Our Online Loan Referral Service

3.7 3 reviews

2302 S Banker St, Effingham, IL 62401, USA
+1 (217) 342-7077
www.llcu.org
Thursday
8AM–5PM
Friday
8AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Land of Lincoln Credit Union?

Below you find some of the testimonials of our clients.

I had gotten help on getting a loan through here ,and everyone is real nice on helping you out. Thank you

Augustine Streich

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Effingham, New Hampshire

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the best solution to your sudden financial troubles in Effingham , New Hampshire because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit history. Payday loan approvals depend very much on specific factors. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Effingham, Illinois

PNC Bank

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+1 (847) 264-2510

apps.pnc.com

PNC Bank ATM

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+1 (888) 762-2265

www.pnc.com

Community First Bank

300 S Central St, Woodlawn, IL 62898, USA

+1 (618) 735-2681

www.commfirstbank.net

Bank of America ATM (Drive-thru)

251 E Maple St, New Lenox, IL 60451, USA

+1 (844) 401-8500

Fifth Third Bank & ATM

11850 S Marshfield Ave, Chicago, IL 60643, USA

+1 (773) 981-9121

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Compeer Financial

2000 Jacobssen Dr, Normal, IL 61761, USA

+1 (309) 268-0327

www.compeer.com

World Finance

1915 Carlyle Ave Suite B, Belleville, IL 62221, USA

+1 (618) 277-0366

www.loansbyworld.com

Midland States Bank

1617 W Springfield Ave, Champaign, IL 61821, USA

+1 (217) 398-3800

www.midlandsb.com

Skokie Cash Jewelry and Loan

4859 Dempster St #2254, Skokie, IL 60077, USA

+1 (847) 675-4444

skokiecash.com

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