Welcome to Our Online Loan Referral Service

5 3 reviews

200 S Banker St, Effingham, IL 62401, USA
+1 (217) 347-7173
www.washingtonsavings.net
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM

Domain Info

Created Date

2000-03-21

Mailing Address

IL, United States

Company Name

Contact Data

What people think about Washington Savings Bank?

Below you get acquainted with some of the testimonials of our clients.

Ridiculous APR. Had to repay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady on the phone was very rude. Not recommended. Better consider another lender.

Hailie Hessel IV

Unsatisfied borrower! Was denied for no reason. My credit was good.

Vaughn Armstrong II

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Effingham, New Hampshire

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is hassle-free and fast to get accepted for payday loans in Effingham, New Hampshire. The interest rate will be set specifically for each person and will depend on the personal details the person entered.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Effingham, nh approve consumers with bad credit. You can request a bad credit payday loan online at any time of the day and if accepted could have the funds in your account within the hour.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Effingham, Illinois

Midland States Bank

1617 W Springfield Ave, Champaign, IL 61821, USA

+1 (217) 398-3800

www.midlandsb.com

Byron Bank

200 N Walnut St, Byron, IL 61010, USA

+1 (815) 234-2561

byronbank.com

Clay County State Bank

111 E Chestnut St, Louisville, IL 62858, USA

+1 (618) 665-3314

www.claycobank.com

Collinsville Building & Loan

701 Beltline Rd, Collinsville, IL 62234, USA

+1 (618) 344-3172

www.collinsvillebuildingandloan.com

R.I.A. Federal Credit Union - Savanna

103 3rd St, Savanna, IL 61074, USA

+1 (563) 355-3800

www.riafcu.com

Security Finance

2135 Court St, Pekin, IL 61554, USA

+1 (309) 347-8339

www.securityfinance.com

Providence Bank & Trust

7801 S State St, Chicago, IL 60619, USA

+1 (888) 923-5664

www.providence.bank

First National Bank-Grant Park

1690 IL-50, Bourbonnais, IL 60914, USA

+1 (815) 929-2180

Capital Solutions Management Inc

3913 Mississippi Ave, East St Louis, IL 62206, USA

+1 (618) 337-2500

www.csiloan.com

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