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1 2 reviews

110 S 5th St, Effingham, IL 62401, USA
+1 (217) 342-2141
www.midlandsb.com
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2011-04-13

Mailing Address

Company Name

Contact Data

Feedback about Midland States Bank?

Here you grapple with the feedback of our clients.

I tried to borrow money from Midland States Bank. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Mr. Kaleb Roberts Sr.

I took out only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Clay Kozey

I took out payday loan from Midland States Bank 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.

Mrs. Selina Kautzer

Pay Attention

Further there will be given the details about not a certain lending company. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Effingham, New Hampshire

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Effingham, New Hampshire is issued simply and fast. The interest rate is set respecting the category of the client: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Midland States Bank help take out a payday loan in Effingham, New Hampshire?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Effingham, New Hampshire. They rate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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U.S. Bank Branch

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+1 (847) 398-0090

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Cash America Pawn

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Fifth Third Bank & ATM

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Credit Union 1

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+1 (800) 252-6950

www.creditunion1.org

Cash America Pawn

2437 N Milwaukee Ave, Chicago, IL 60647, USA

+1 (773) 598-1001

www.cashamerica.com

Hickory Point Bank & Trust

165 W Weaver Rd, Forsyth, IL 62535, USA

+1 (217) 872-3967

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First American Bank

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+1 (847) 586-2444

www.firstambank.com

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