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4 5 reviews
Loan agency in Effingham, Illinois

209 N Henrietta St, Effingham, IL 62401, USA
+1 (217) 342-7272
www.securityfinance.com
Monday
9AM–6PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1998-05-11

Mailing Address

204 E MAIN ST, SPARTANBURG, SC, 29306-5127, United States

Company Name

Security Finance Corp of Spartanburg

Security Finance Corp of Spartanburg

Contact Data

[email protected]

+1.8642376172

+1.9999999999

Feedback about Security Finance?

Here you read the feedback of our customers.

No matter how much asked for a cash advance. Constantly refused. No idea why?

Retha Daniel

100% sly company. They ask for a photo then distribute on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Mr. Efrain Harris III

I issued $300 for several days. When the cash advance was returned, they applied a great commissions, I had to pay almost $400.

Ms. Melyna Flatley

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Effingham, New Hampshire

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Effingham, New Hampshire are issued hassle-free. The interest percentage depends on the borrower's person-related information: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Security Finance help take out a loan in Effingham, New Hampshire?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Effingham, New Hampshire. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Effingham, Illinois

OneMain Financial

1701 N Larkin Ave #503, Crest Hill, IL 60403, USA

+1 (815) 744-2436

www.onemainfinancial.com

LendNation

1451 Sibley Blvd, Calumet City, IL 60409, USA

+1 (708) 832-0750

www.lendnation.com

Kerry Wickler - COUNTRY Financial representative

103 N Grant St, Byron, IL 61010, USA

+1 (815) 234-2886

representatives.countryfinancial.com

TCF Bank

358 W Irving Park Rd, Wood Dale, IL 60191, USA

+1 (800) 823-2265

www.tcfbank.com

Farm Credit Services of Illinois

200 N Morgan St, Shelbyville, IL 62565, USA

+1 (217) 774-9535

www.fcsillinois.com

Thrivent Financial

122 N Main St, Red Bud, IL 62278, USA

+1 (618) 360-2057

thrivent.com

Illinois Bank & Trust

151 N Main St, Elizabeth, IL 61028, USA

+1 (815) 858-2221

www.illinoisbank.com

Prospect Bank

209 S Crescent St, Gilman, IL 60938, USA

+1 (815) 265-7264

www.bankprospect.com

Midwest Title Loans

17350 Torrence Ave, Lansing, IL 60438, USA

+1 (708) 474-3237

www.midwesttitleloans.net

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