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3 2 reviews
Loan agency in Effingham, Illinois

101 S Henrietta St, Effingham, IL 62401, USA
7 years in business
+1 (217) 342-4000
www.afchoice.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2004-06-11

Mailing Address

Company Name

Contact Data

What people think about America's Financial Choice?

Below you find some of the reviews of our clients.

They are good customer service

Shanel Ankunding

It wouldn’t work so I had to go down the road to use an atm and get money out.

Cortez Schmidt

Amazing place to bank all friendly there

Bettye Lindgren

VERY CONVENIENT TO GO PAY BILLS. VERY GOOD CUSTOMER SERVICE!!!!!

Ike Schumm DVM

Best prices and very nice people in the service area.

Terrell Durgan DDS

Enjoyed coffee, fruit & bagels breakfast while we waited.

Esperanza Lubowitz

Friendly staff who will give you a good price on a great car.

Chase Schiller Sr.

Very pleasant staff, and awesome service!

Shaina O'Connell

Love this place great stuff great prices deff keep coming back ☺

Mr. Jaron Ziemann

People and products are good

Waylon Dietrich

His customer service is excellent.

Rosamond Robel

John at the Windham, Maine location is always friendly and professional!

Kelton Murazik

I love this place and john perry is the best

Tyson White

Awesome group of people they are so hard working.

Everette Leffler

Just ordered a new mattress and box spring to go with the original bed set.

Mr. Jamel Pollich

The service is great and they help you find what you need at affordable rates

Prof. Ashleigh Gleichner

Great food and drinks..great service!

Angelita Robel

Great staff, clean and beautiful facility, and top notch customer service!

Dr. Marlee Hand DDS

I was charged more for the same order from morning at a nearby location

Mr. Jules Treutel

I received my coffee, to the brim, had to drink some to make room for the cream.

Enola Kub

Place at night was so dirty even when they were well staffed and few customers.

Hillard Turcotte

It also have comfy furniture and live artists playing music on a weekly basis.

Jennyfer Stroman

Once again communication and management failed in this delivery.

Carlos Wisozk

I have literally NEVER received a delivery on a Friday.

Harmony Walker Jr.

Very unprofessional company!!!

Dr. Savannah Gulgowski

Service and appetizers were great.

Preston Gerhold III

Awesome place to work!!

Dr. Rachelle Mueller

Deb Small is fantastic and answered all of our questions.

Dr. Luz Tremblay

Great place to get a coffee and their prices are cheaper than Starbucks.

Peter Willms

Great cup of coffee, friendly + prompt staff, nice atmosphere!

Miss Tara Klocko

Biddeford location is and service is A+

Mr. Robin Rutherford

Great place to work.

Coralie Wilkinson

Fat guy threatened to call police on my 2 year old for not wearing a mask.

Ari Huels

The guard at 1 city center after 5 Wednesday night is a joke!

Rasheed Cummings

Fast service yummy coffee can go in

Reina Treutel

I go here several times a week just to experience their amazing service!

Ms. Pattie Wuckert

But the staff did not say a thing.

Hildegard McClure

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Effingham, New Hampshire

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is trouble-free and fast to get approved for payday loans in Effingham, New Hampshire. The interest rate will be set specifically for each applicant and will depend on the personal data the consumer provided.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit score. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

APR Calculator

Other Payday Lenders in Effingham, Illinois

American Eagle Bank

556 S Randall Rd, South Elgin, IL 60177, USA

+1 (847) 742-7400

www.americaneaglebank.com

First Midwest Bank ATM

Northwestern Hospital - Marianjoy Rehab Hospital, 26W171 Roosevelt Rd, Wheaton, IL 60187, USA

+1 (800) 322-3623

www.firstmidwest.com

First Midwest Bank

1308 N Richmond Rd, McHenry, IL 60050, USA

+1 (815) 385-1040

www.firstmidwest.com

Nationwide Acceptance LLC

890 N State St, Elgin, IL 60123, USA

+1 (847) 622-0900

www.nac-loans.com

Fifth Third Bank & ATM

990 S Waukegan Rd, Lake Forest, IL 60045, USA

+1 (847) 810-5520

locations.53.com

Old Second National Bank ATM

202 S Halsted St, Chicago Heights, IL 60411, USA

+1 (877) 866-0202

www.oldsecond.com

U.S. Bank ATM - New Athens

1100 Spotsylvania St, New Athens, IL 62264, USA

+1 (800) 872-2657

usbank.com

First Bankers Trust Company, N.A.

3333 Broadway St, Quincy, IL 62301, USA

+1 (217) 228-8050

www.firstbankers.com

Central Bank

3 E Washington St, Millstadt, IL 62260, USA

+1 (618) 476-1351

www.centralbank.net

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