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3.5 6 reviews
Loan agency in Effingham, Illinois

400 W Clark Ave Ste 104, Effingham, IL 62401, USA
+1 (217) 342-2922
www.loansbyworld.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

[email protected]

864-298-9800

+1.9999999999

What people think about World Finance?

Below you get acquainted with some of the opinions of our customers.

Really helpful and understanding to people with less than perfect credit.

Ms. Mary Spencer V

This place doesn’t even deserve a one star.

Mr. Davion Veum

Important

Now you can review general aspects of payday loans.

Payday Loans in Effingham, New Hampshire

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Effingham, New Hampshire. The entire process is straightforward. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a bad credit rating an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments on time.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Effingham, Illinois

United Community Bank

700 College Ave, Carlinville, IL 62626, USA

+1 (217) 854-4755

www.ucbbank.com

Banterra Bank

908 Grand Ave, Johnston City, IL 62951, USA

+1 (618) 983-6925

www.banterra.com

Edward Jones - Financial Advisor: Drew McClerren

810 Lehmen Dr, Chester, IL 62233, USA

+1 (618) 826-3080

www.edwardjones.com

Edward Jones - Financial Advisor: Todd M Reeser

104 W 1st St, Kewanee, IL 61443, USA

+1 (309) 852-4511

www.edwardjones.com

Hickory Point Bank & Trust

202 W Park Ave, Champaign, IL 61820, USA

+1 (217) 351-7100

www.hickorypointbank.com

Sun Loan Company

8 W Frankfort Plaza, West Frankfort, IL 62896, USA

+1 (618) 937-3900

www.sunloan.com

Security Finance

211 S Locust St, Centralia, IL 62801, USA

+1 (618) 533-9101

www.securityfinance.com

Cash Store

87 Clock Tower Plz, Elgin, IL 60120, USA

+1 (847) 488-0808

www.cashstore.com

First Merchant Services

1546 Fleetwood Dr, Elgin, IL 60123, USA

+1 (224) 535-9462

www.firstmerchants.com

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