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Loan agency in Effingham, Illinois

Crossroads Plaza, 1304 Thelma Keller Ave #110, Effingham, IL 62401, USA
+1 (217) 342-3958
www.onemainfinancial.com
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

What people think about OneMain Financial?

Below you see some of the testimonials of our clients.

I'm always treated with dignity and respect when I go in.

Ms. Rafaela Ebert Sr.

It was super easy to set up my payments.

Carrie Homenick

Important

The previous three items describe a peculiar financial institution. But below you can read general information about payday loans.

Payday Loans in Effingham, New Hampshire

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Effingham, New Hampshire. The entire process is effortless. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

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