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4 4 reviews

902 N Keller Dr, Effingham, IL 62401, USA
+1 (217) 342-6111
www.firstmid.com
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-06-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about First Mid Bank & Trust Effingham?

Below you see some of the testimonials of our customers.

Always fresh produce

Prof. Napoleon Farrell

This place is a joke.

Jacklyn Jaskolski

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Effingham, New Hampshire

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Effingham, New Hampshire. The entire process is stress-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit rating. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

Other Payday Lenders in Effingham, Illinois

World Finance

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+1 (618) 377-0048

www.loansbyworld.com

World Acceptance

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+1 (618) 343-0680

Edward Jones - Financial Advisor: Tom Tavolacci

3310 Godfrey Rd, Godfrey, IL 62035, USA

+1 (618) 467-2165

www.edwardjones.com

BMO Harris Bank

409 S 1st St, St. Charles, IL 60174, USA

+1 (630) 377-4148

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Fifth Third Bank & ATM

18301 S Halsted St, Glenwood, IL 60425, USA

+1 (708) 755-3800

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Community Trust Credit Union

1380 Deep Lake Rd, Lake Villa, IL 60046, USA

+1 (847) 662-2050

www.ctcu.org

Farmers State Bank-Camp Point

206 E Wood St, Camp Point, IL 62320, USA

+1 (217) 593-7756

www.fsbcp.com

PLS Check Cashing Store

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+1 (773) 523-2111

pls247.com

Performance Equity Partners

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+1 (708) 478-8678

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