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4 4 reviews

902 N Keller Dr, Effingham, IL 62401, USA
+1 (217) 342-6111
www.firstmid.com
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5:30PM
Saturday
8AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-06-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about First Mid Bank & Trust Effingham?

Below you see some of the testimonials of our customers.

Always fresh produce

Prof. Napoleon Farrell

This place is a joke.

Jacklyn Jaskolski

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Effingham, New Hampshire

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Effingham, New Hampshire. The entire process is stress-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit rating. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

Other Payday Lenders in Effingham, Illinois

Vibrant Credit Union ATM

1101 13th Ave, East Moline, IL 61244, USA

+1 (800) 323-5109

vibrantcreditunion.org

BMO Harris Bank

1712 N Richmond Rd, McHenry, IL 60051, USA

+1 (815) 759-3500

branches.bmoharris.com

USA Payday Loans

1845 Broadway St, Quincy, IL 62301, USA

+1 (217) 224-3292

www.usapaydayloanstore.com

Trivoli Community Bank

615 N Trivoli Rd, Trivoli, IL 61569, USA

+1 (309) 362-2139

www.hometownbanks.com

Missouri Payday Loans

3491 Nameoki Rd, Granite City, IL 62040, USA

+1 (618) 451-8000

www.mopaydayloanstore.com

World Finance

632 E Walnut St, Carbondale, IL 62901, USA

+1 (618) 351-8865

www.loansbyworld.com

Midwest Title Loans

2225 Broadway St, Mt Vernon, IL 62864, USA

+1 (618) 241-9332

www.midwesttitleloans.net

Systems Advance Payment

511 W Abe St, Plano, IL 60545, USA

+1 (630) 273-2048

Regions Bank

1706 W Deyoung St, Marion, IL 62959, USA

+1 (618) 440-5460

www.regions.com

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