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3 reviews
Loan agency in Effingham, Illinois

1304 Thelma Keller Ave Ste 106, Effingham, IL 62401, USA
+1 (217) 347-7000
www.cashstore.com
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM

Domain Info

Created Date

1997-10-23

Mailing Address

1901 GATEWAY DR STE 200, IRVING, TX, 75038-2425, United States

Company Name

Cottonwood Financial

Cottonwood Financial

Contact Data

[email protected]

+1.9727530822

+1.9727530385

What people think about Cash Store?

Below you get acquainted with some of the reviews of our clients.

If you need money before payday you can get it but they charge you 220% interest.

Luella Gerlach

What a great group of people!

Jadon Champlin

Easy to get to, helpful wonderful people to work with.

Mr. Odell Rutherford

Training is fantastic, great positive vibe in the office as well.

Tavares Wiegand Jr.

His customer service is excellent.

Octavia Dare

John at the Windham, Maine location is always friendly and professional!

Ari Mohr

I love this place and john perry is the best

Mrs. Felipa Reichel MD

This is an AMAZING service for new business owners.

Addie Goodwin

Great group of people,pouring their knowledge into empty vessels...

Tomasa Windler

Score is an amazing resource for small business owners.

Dulce Reichel V

Great place to work.

Aisha Luettgen

Fat guy threatened to call police on my 2 year old for not wearing a mask.

Dr. Norval Welch PhD

The guard at 1 city center after 5 Wednesday night is a joke!

Fannie Gottlieb

Pay Attention

Above there is information about a exact loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Effingham, New Hampshire

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Effingham, New Hampshire. The entire process is stress-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit rating. Payday loan approvals depend very much on specific circumstances. They will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the exact cost of the payday loan immediately.

APR Calculator

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Better Banks

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Casey State Bank

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Edward Jones - Financial Advisor

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OneMain Financial

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MIE Financial, Inc

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