Welcome to Our Online Loan Referral Service

3.9 35 reviews

111 S Hawthorne St, Elgin, IL 60123, USA
+1 (847) 741-3344
www.kctcu.org
Monday
7AM–6PM
Tuesday
7AM–6PM
Wednesday
11AM–6PM
Thursday
7AM–6PM
Friday
7AM–6PM
Saturday
8AM–2PM
Sunday
Closed

Domain Info

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Mailing Address

Company Name

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What people think about KCT Credit Union?

Below you see some of the testimonials of our customers.

In my experience, they have been very good to work with.

Mikayla Smitham

Their loan rates are the best in the area and are hard to compete with!

Emile Davis DVM

To me, is the best bank, I recomend this to all my friends and relatives..

Reese Herzog

Pay Attention

The above-given information provides the details about a precise lender. The information below is about common information about payday loans.

Payday Loans in Elgin, Pennsylvania

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Online cash advance loans can be the right solution to your short-term financial issues in Elgin , Pennsylvania because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

6% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are designed to help meet the needs of applicants with less than perfect credit scores. There are companies who may be ready to offer you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

Other Payday Lenders in Elgin, Illinois

Heartland Bank and Trust Company

401 N Hershey Rd, Bloomington, IL 61704, USA

+1 (309) 662-4444

hbtbank.com

First Midwest Bank

725 Waukegan Rd, Deerfield, IL 60015, USA

+1 (847) 945-6000

locations.firstmidwest.com

Old National Bank

2 W Main St, Danville, IL 61832, USA

+1 (217) 477-5300

www.oldnational.com

Tower Loan

466 N Green Bay Rd, Waukegan, IL 60085, USA

+1 (847) 782-8850

www.towerloan.com

Nokomis Savings Bank

100 W State St, Nokomis, IL 62075, USA

+1 (217) 563-7711

www.nokomissavings.com

First Midwest Bank ATM

1011 14th St, North Chicago, IL 60064, USA

+1 (800) 322-3623

www.firstmidwest.com

Marine Bank

3120 Robbins Rd, Springfield, IL 62704, USA

+1 (217) 726-0660

www.ibankmarine.com

Heartland Bank and Trust Company

3400 Court St, Pekin, IL 61554, USA

+1 (309) 347-6626

hbtbank.com

Edward Jones - Financial Advisor: Chad Gilbreth

425 1st St Suite 2, Lasalle, IL 61301, USA

+1 (815) 780-8440

www.edwardjones.com

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