Welcome to Our Online Loan Referral Service

4.3 3 reviews

303 W Delaware St, Fairfield, IL 62837, USA
+1 (618) 842-2145
first-online.bank
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

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Created Date

Mailing Address

Company Name

Contact Data

Feedback about First Financial Bank?

Here you get acquainted with the reviews of our clients.

I'm not ashamed to borrow money from First Financial Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.

Pinkie Quitzon

Thanks to the staff for the reputable service. They helped out in difficult times. For application you only need an ID.

Isai Mayer

I trusted First Financial Bank when it was necessary to get a small loan. I filled out an application quickly. No problems.

Prof. Odie Friesen IV

First Financial Bank is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on time. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Mr. Bobbie Macejkovic Sr.

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Aurore Lowe

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Fairfield, Maine

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Fairfield, Maine are issued hassle-free. The interest rate is conditional on the borrower's personal information: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will First Financial Bank help take out a loan in Fairfield, Maine?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The transfer will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Fairfield, Maine. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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Central Illinois Bank

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www.centralillinoisbank.com

Edward Jones - Financial Advisor: Tim McGrath, AAMS®

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Barrington Bank & Trust Commercial Services

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First Mid Bank & Trust Decatur North Main

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+1 (217) 429-8708

www.firstmid.com

First Midwest Bank ATM

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Edward Jones - Financial Advisor: Chad Gilbreth

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