What people think about The Clay City Banking Co?
Below you find some of the reviews of our clients.
Was invited to a gender party but was empty at that time. A friend recommended me to contact The Clay City Banking Co. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was straightforward.
Duane Lemke
Many thanks to The Clay City Banking Co. I recently had some problems with repaying my bank loan and they approved me for a cash advance. Best company! Managed to deal with my issues and signed with relief.
Norris Bednar PhD
Thanks!! The funds were deposited to my bank account as promised – the next morning. I paid off the loan early and had no complaints. The process is trouble-free and transparent. Be a responsible client and you will have no complaints.
Alexandro Miller
I recommend The Clay City Banking Co to every person who need extra funds. I’ve been using them for 3rd time. Always fantastic service!
Verlie Osinski
I have already applied this website twice and I was very satisfied with the rates. This is the only day and night website with competitive rates in my town.
Roxane Streich
Important
The previous three items describe a specific lender. But below you can find common data about payday loans.
Payday Loans in Fairfield, Maine
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans in Fairfield, Maine is are easy to access. The APR is specific for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
30% APR; In Fact - 217%*
Max Loan
$2,000
Min Term
Not Specified
Max Term
Not Specified
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a bad credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your means and repay your loan commitments without delays.
To get approved for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the real APR of your loan.
APR Calculator
Other Payday Lenders in Fairfield, Illinois
First Midwest Bank ATM
19997 South La Grange Road, Frankfort, IL 60423, USA
+1 (800) 322-3623
www.firstmidwest.com
Washington Savings Bank
200 S Banker St, Effingham, IL 62401, USA
+1 (217) 347-7173
www.washingtonsavings.net
Cash America Pawn
12834 S Ashland Ave, Calumet Park, IL 60827, USA
+1 (708) 389-6065
www.cashamerica.com
Edward Jones - Financial Advisor: Brent T Bordenkircher, AAMS®
25 S Central Park, Jacksonville, IL 62650, USA
+1 (217) 243-3111
www.edwardjones.com
First American Bank
261 S Western Ave, Carpentersville, IL 60110, USA
+1 (847) 426-6300
www.firstambank.com
First Merchants Bank
7101 W 127th St, Palos Heights, IL 60463, USA
+1 (708) 263-6418
www.firstmerchants.com
