Welcome to Our Online Loan Referral Service

4 4 reviews

915 Commerce Drive, Fairfield, IL 62837, USA
+1 (618) 842-5130
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

What people think about The Clay City Banking Co?

Below you find some of the reviews of our clients.

Was invited to a gender party but was empty at that time. A friend recommended me to contact The Clay City Banking Co. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was straightforward.

Duane Lemke

Many thanks to The Clay City Banking Co. I recently had some problems with repaying my bank loan and they approved me for a cash advance. Best company! Managed to deal with my issues and signed with relief.

Norris Bednar PhD

Thanks!! The funds were deposited to my bank account as promised – the next morning. I paid off the loan early and had no complaints. The process is trouble-free and transparent. Be a responsible client and you will have no complaints.

Alexandro Miller

I recommend The Clay City Banking Co to every person who need extra funds. I’ve been using them for 3rd time. Always fantastic service!

Verlie Osinski

I have already applied this website twice and I was very satisfied with the rates. This is the only day and night website with competitive rates in my town.

Roxane Streich

Important

The previous three items describe a specific lender. But below you can find common data about payday loans.

Payday Loans in Fairfield, Maine

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Fairfield, Maine is are easy to access. The APR is specific for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a bad credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your means and repay your loan commitments without delays.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

Other Payday Lenders in Fairfield, Illinois

Mariano's Money Services

10 E Golf Rd, Des Plaines, IL 60016, USA

+1 (847) 635-7465

moneyservices.kroger.com

Midland States Bank

212 N Hennepin Ave, Dixon, IL 61021, USA

+1 (815) 285-5143

www.midlandsb.com

United Consumer Financial Services

811 W Evergreen Ave #303, Chicago, IL 60622, USA

PLS Loan Store

348 Commons Dr, Bolingbrook, IL 60440, USA

+1 (630) 739-6600

pls247.com

Mark Dinsmore - COUNTRY Financial representative

210 N Main St, Wayne City, IL 62895, USA

+1 (618) 895-2989

representatives.countryfinancial.com

Mortgage Loans - Oak Park

155 N Lombard Ave, Oak Park, IL 60302, USA

+1 (844) 384-1708

Edward Jones - Financial Advisor: Nate Clemmer

40 Adloff Ln Suite 7, Springfield, IL 62703, USA

+1 (217) 529-1645

www.edwardjones.com

First Midwest Bank ATM

T & L, 10900 South 88th Street Buildings U, Palos Hills, IL 60465, USA

+1 (800) 322-3623

www.firstmidwest.com

Solutions Bank - Freeport

996 W Fairview Rd, Freeport, IL 61032, USA

+1 (815) 235-2711

www.solutions.bank

Top