Welcome to Our Online Loan Referral Service

5 reviews

953 Gear St, Galena, IL 61036, USA
+1 (815) 777-3820
locations.usbank.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you get acquainted with the reviews of our customers.

I suffered one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. U.S. Bank Branch in Galena seemed to me the most reliable.

Mrs. Alysa Goyette III

It was significant to improve the credi score, because there is practically no chance of getting a loan at a good interest rate. As a result, I addressed U.S. Bank Branch. The rating improved after several loans paid off.

Beulah Grimes

I contacted U.S. Bank Branch. Everything was done fast. Only pleasant impressions remained!

Zackary Collier

Thanks to U.S. Bank Branch for helping when money is emergenctly required. I have been applying to this company for more than one year and everything is always honest, without hidden charges.

Gail Lynch V

Pay Attention

Above-specified info offers the details about a definite lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Galena, Maryland

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and quick to issue payday loans in Galena, Maryland. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

33% APR cap (2.75% a month)

How will U.S. Bank Branch help issue a loan in Galena, Maryland?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Payday lenders in Galena, md review this circumstance not a drawback to take out a loan. The borrower of a payday loan should be prepared to objectively assess financial solvency, issue a loan, pay back the debt on time and not only cope with current issues, but improve the credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

APR Calculator

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