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4.1 10 reviews
Loan agency in Galesburg, Illinois

503 Knox Square Dr #119, Galesburg, IL 61401, USA
+1 (309) 343-3157
www.onemainfinancial.com
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you grapple with the reviews of our clients.

Thanks for another hassle free loan experience

Mr. Makenna Koss MD

I will be recommending there services to anyone who is Interested

Felipa Bartoletti

Friendly, return phone calls quickly and very helpful and compassionate!

Dr. Derrick Hammes

Extremely Rude staff behind the glass partition.

Prof. Nicolas Oberbrunner

I had a very reliable check from an insurance company.

Eulalia Klein

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Galesburg, Michigan

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Galesburg, Michigan are issued easily. The interest percentage is dependent on the customer's personal data: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will OneMain Financial help issue a payday loan in Galesburg, Michigan?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Galesburg, mi will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Galesburg, Illinois

Edward Jones - Financial Advisor: JT Downin, CFP®|CIMA®

765 N Kellogg St Suite 100, Galesburg, IL 61401, USA

+1 (309) 342-9055

www.edwardjones.com

Tower Loan

1108 N Carbon St Ste E, Marion, IL 62959, USA

+1 (618) 997-1461

www.towerloan.com

Woodforest National Bank

12495 IL-143, Highland, IL 62249, USA

+1 (618) 654-9210

www.woodforest.com

State Finance Co

214 Southtowne Shopping Ctrr, Du Quoin, IL 62832, USA

+1 (618) 542-9400

www.wallacemgt.com

Citizens First Bank

8972 County Rd 2175 N, Sheffield, IL 61361, USA

+1 (815) 445-2160

www.citizensfb.com

Fifth Third Bank & ATM

100 W Higgins Rd, South Barrington, IL 60010, USA

+1 (847) 551-2019

locations.53.com

BMO Harris Bank

12534 S Harlem Ave, Palos Heights, IL 60463, USA

+1 (708) 671-6200

branches.bmoharris.com

Edward Jones - Financial Advisor: Steve Harvey, CLU®

103 McCausland St, Carlinville, IL 62626, USA

+1 (217) 854-6037

www.edwardjones.com

Lake Forest Bank & Trust

4 E Scranton Ave, Lake Bluff, IL 60044, USA

+1 (847) 615-4060

www.lakeforestbank.com

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