Welcome to Our Online Loan Referral Service

3.8 12 reviews

28 N 5th St, Geneva, IL 60134, USA
+1 (847) 741-3344
www.kctcu.org
Sunday
Closed
Monday
7AM–6PM
Tuesday
7AM–6PM
Wednesday
11AM–6PM
Thursday
7AM–6PM
Friday
7AM–6PM
Saturday
8AM–2PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about KCT Credit Union?

Below you see some of the reviews of our clients.

It's my bank of choice.

Athena Adams

Horrible first experience with Customer Service at the window.

Salvatore Kuhn

Friendly quick service.

Jay Cole

They helped me in my time of need. I recommend them for a payday loan if you can pay it right back if not they will advise you on what to do. They just want to help you …

Eldridge Spencer

Manager and staff are good.

Prof. Vernice Smitham III

This location is small, in a corner of a deserted strip-mall.

Eli Champlin

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Geneva, New York

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Geneva, New York. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few factors.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit history an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and pay off your loan commitments without delays.

To get accepted for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Geneva, Illinois

First Midwest Bank

7940 S Harlem Ave, Bridgeview, IL 60455, USA

+1 (708) 594-7400

locations.firstmidwest.com

Fifth Third Bank & ATM

2823 Pfingsten Rd, Glenview, IL 60026, USA

+1 (847) 790-1700

locations.53.com

Fifth Third Bank & ATM

240-242 Skokie Blvd, Northbrook, IL 60062, USA

+1 (847) 205-4780

locations.53.com

Heights Finance Corporation

312 N Keller Dr, Effingham, IL 62401, USA

+1 (217) 342-2801

www.heightsfinance.com

Mercantile Bank

200 S 8th St, Quincy, IL 62301, USA

+1 (217) 223-7300

www.mercantilebk.com

First National Bank of Arthur

120 W Progress St, Arthur, IL 61911, USA

+1 (217) 543-3850

www.fnbnokomis.com

Bank of America ATM (Drive-thru)

802 Commons Dr, Geneva, IL 60134, USA

+1 (844) 401-8500

Edward Jones - Financial Advisor: Jessica Ashmore

385 E Ash Ave # C, Decatur, IL 62526, USA

+1 (217) 877-7190

www.edwardjones.com

OneMain Financial

434 E 162nd St, South Holland, IL 60473, USA

+1 (708) 596-3810

www.onemainfinancial.com

Top