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What people think about KCT Credit Union?
Below you see some of the reviews of our clients.
It's my bank of choice.
Athena Adams
Horrible first experience with Customer Service at the window.
Salvatore Kuhn
Friendly quick service.
Jay Cole
They helped me in my time of need. I recommend them for a payday loan if you can pay it right back if not they will advise you on what to do. They just want to help you …
Eldridge Spencer
Manager and staff are good.
Prof. Vernice Smitham III
This location is small, in a corner of a deserted strip-mall.
Eli Champlin
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Geneva, New York
A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans may be an easy and speedy solution to a short-term problem in Geneva, New York. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few factors.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a bad credit history an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and pay off your loan commitments without delays.
To get accepted for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Geneva, Illinois
Edward Jones - Financial Advisor: Chris Curran
985 Galena Square Dr, Galena, IL 61036, USA
+1 (815) 777-6027
www.edwardjones.com
TitleMax Title Loans
1695 Plainfield Rd, Crest Hill, IL 60403, USA
+1 (815) 272-2878
www.titlemax.com
USA Payday Loans
9572 N Potter Rd, Des Plaines, IL 60016, USA
+1 (847) 759-8533
www.usapaydayloanstore.com
TitleMax Title Loans
715 W Rollins Rd, Round Lake Beach, IL 60073, USA
+1 (847) 990-1662
www.titlemax.com
Chicago Municipal Employees Credit Union
18 S Michigan Ave #1000, Chicago, IL 60603, USA
+1 (312) 236-2326
www.cmecuonline.org
