Welcome to Our Online Loan Referral Service

4.9 7 reviews

301 S Macoupin St, Gillespie, IL 62033, USA
+1 (217) 839-4000
www.ucbbank.com
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-06-25

Mailing Address

Company Name

Contact Data

What people think about United Community Bank?

Below you find some of the opinions of our clients.

The attention to detail & customer service they provide is outstanding.

Dwight Fadel

A good bank, they have all my money in there.

Mrs. Dora Weissnat II

Pay Attention

The previous three items charactirize a specific financial institution. But below you can read general information about payday loans.

Payday Loans in Gillespie, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in Gillespie, Illinois. The entire process is hassle-free. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your opportunities and repay your loan commitments in a timely manner.

To get accepted for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Gillespie, Illinois

Lakewest Equity

55 E Monroe St UNIT 2910, Chicago, IL 60603, USA

+1 (312) 516-5700

Town and Country Bank

3601 Wabash Ave, Springfield, IL 62711, USA

+1 (217) 787-3100

www.townandcountrybank.com

Walmart Money Center

825 Malerich Dr, Lincoln, IL 62656, USA

+1 (217) 735-2314

www.walmart.com

Mariner Finance

2009 Essington Rd, Joliet, IL 60435, USA

+1 (815) 577-3474

www.marinerfinance.com

Mariner Finance

5 Northpoint Dr, Streator, IL 61364, USA

+1 (815) 672-0526

www.marinerfinance.com

FNBO - First National Bank of Omaha

100 Greenwood Acres Dr, DeKalb, IL 60115, USA

+1 (815) 754-5125

www.fnbo.com

OneMain Financial

3170 N Water St, Decatur, IL 62526, USA

+1 (217) 875-3425

www.onemainfinancial.com

Edward Jones - Financial Advisor: Cindy Hinterscher, AAMS®

114 W Washington St, Newton, IL 62448, USA

+1 (618) 783-5530

www.edwardjones.com

Walmart Money Center

2610 N Prospect Ave, Champaign, IL 61822, USA

www.walmart.com

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