Welcome to Our Online Loan Referral Service

3.8 19 reviews

5301 Godfrey Rd, Godfrey, IL 62035, USA
+1 (618) 258-3168
www.1stmidamerica.org
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about 1st MidAmerica Credit Union?

Here you see the reviews of our customers.

Would highly recommend banking with them

Mafalda Cronin

Prior to covid 19 service was fine.

Miss Jade Goyette

Customer service is wonderful !

Dr. Kaylie Rolfson PhD

Pay Attention

Lending companies are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Godfrey, Illinois

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Godfrey, Illinois is taken out simply and fast. The interest rate is set depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will 1st MidAmerica Credit Union help issue a payday loan in Godfrey, Illinois?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial solvency to approve the request. Payday loans in Godfrey, Illinois may help level up your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Godfrey, Illinois

American Eagle Bank

556 S Randall Rd, South Elgin, IL 60177, USA

+1 (847) 742-7400

www.americaneaglebank.com

Republic Bank

6501 S Pulaski Rd, Chicago, IL 60629, USA

+1 (773) 581-4500

republicebank.com

SouthernTrust Bank

101 N Broadway, Goreville, IL 62939, USA

+1 (618) 995-9000

www.southerntrustbank.com

First Midwest Bank

128 Depot St, Gardner, IL 60424, USA

+1 (815) 237-2104

locations.firstmidwest.com

Old National Bank

2431 N Vermilion St, Danville, IL 61832, USA

+1 (217) 477-2875

www.oldnational.com

Associated Bank

622 Roosevelt Rd, Machesney Park, IL 61115, USA

+1 (815) 987-3610

www.associatedbank.com

CCG Cash Management Accounts

300 College Ave, Rockford, IL 61104, USA

+1 (815) 965-5431

CASHCITY LOANS AND INSTALLMENT LOANS

7756 Madison St, River Forest, IL 60305, USA

+1 (708) 488-8880

www.cashcitypayday.com

Old Second National Bank ATM

535 W Lincoln Ave, Hinckley, IL 60520, USA

+1 (877) 866-0202

www.oldsecond.com

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