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5 reviews

14 E Main St, Grafton, IL 62037, USA
+1 (618) 786-2311
www.jerseystatebank.com
Sunday
Closed
Monday
8:30–11AM, 12–4PM
Tuesday
8:30–11AM, 12–4PM
Wednesday
8:30–11AM, 12–4PM
Thursday
8:30–11AM, 12–4PM
Friday
8:30–11AM, 12–4PM
Saturday
Closed
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Domain Info

Created Date

2000-06-19

Mailing Address

IL, United States

Company Name

JERSEY STATE BANK

JERSEY STATE BANK

Contact Data

What people think about Jersey State Bank?

Below you find some of the opinions of our clients.

Pay Attention

Now you can review general aspects of payday loans.

Payday Loans in Grafton, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is simple and fast to get approved for payday loans in Grafton, New York. The APR will be set individually for each applicant and will depend on the personal data the applicant provided.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on other factors. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Grafton, Illinois

Fifth Third Bank & ATM

1534 S West Ave, Freeport, IL 61032, USA

+1 (815) 232-1299

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TCF Bank

10203 W Grand Ave, Franklin Park, IL 60131, USA

+1 (800) 823-2265

www.tcfbank.com

World Finance

108 N Scotland St, Macomb, IL 61455, USA

+1 (309) 837-9062

www.loansbyworld.com

Heights Finance Corporation

350 Seright St, Harrisburg, IL 62946, USA

+1 (618) 253-5055

www.heightsfinance.com

Hebron State Bank

9600 Main St, Hebron, IL 60034, USA

+1 (815) 728-8000

www.thestatebankgroup.com

ATM (Regions Bank)

821 W Homer M Adams Pkwy, Godfrey, IL 62035, USA

+1 (800) 734-4667

www.regions.com

Marine Bank & Trust

1111 Broadway St, Hamilton, IL 62341, USA

+1 (217) 847-3341

www.marinebk.com

Oakdale State Bank

86 N Weigh St, Oakdale, IL 62268, USA

+1 (618) 329-5221

secure.oakdalestatebank.com

U.S. Bank Branch

417 S Water St, Wilmington, IL 60481, USA

+1 (815) 476-2141

locations.usbank.com

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