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3.2 6 reviews
Loan agency in Granite City, Illinois

3102 Nameoki Rd Suite A, Granite City, IL 62040, USA
+1 (618) 877-0722
www.loansbyworld.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

[email protected]

864-298-9800

+1.9999999999

Feedback about World Finance?

Here you see the feedback of our clients.

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to contact World Finance. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Patricia Wintheiser III

Yesterday I needed money, I decided to contact World Finance. They quickly approved the amount required, and besides, they offered favorable terms at a low interest rate.

Devante Cole

I trusted World Finance when it was necessary to get a small loan. I filled in an application quickly. No issues.

Aaron Carter II

I contacted World Finance. Everything was done fast. Only pleasant impressions remained!

Seth O'Connell IV

Pay Attention

Above-specified info offers the details about a exact lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Granite City, Illinois

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and fast to issue payday loans in Granite City, Illinois. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will World Finance help issue a payday loan in Granite City, Illinois?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be deposited to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor considered by financial institutions is known as bad credit history. But this drawback is not implied as the only one by payday lenders to issue a cash advance. The lending company review many aspects such as financial capabilities to approve the request. Payday loans in Granite City, Illinois may help level up your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

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