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5 reviews

101 N 2nd St, Hartsburg, IL 62643, USA
+1 (217) 642-5213
Thursday
9AM–3PM
Friday
9AM–4:30PM
Saturday
9–11AM
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM

What people think about Hartsburg State Bank?

Below you see some of the testimonials of our clients.

I always use Hartsburg State Bank when it need a payday loan. The application process is trouble-free. No issues.

Dr. Kaden McKenzie

The process was trouble-free, fast. No guarantors needed. Thank you a lot. Love their round-the-clock customer support. No issues. Would use again.

Prof. Emory Conroy II

I contacted Hartsburg State Bank for a loan. Everything was done very quickly. Had the funds in my account the next day. Employees are very understading. Pleasant experience!

Mr. Clinton Goodwin IV

Pay Attention

The previous three items describe a definite lending service. But below you can read common data about payday loans.

Payday Loans in Hartsburg, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Hartsburg, Illinois is are easy to access. The APR is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are designed to help meet the needs of consumers with less than perfect credit scores. There are companies who may be pleased to give you a payday loan even if you have a poor credit score. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Hartsburg, Illinois

Republic Bank

15790 S Harlem Ave, Orland Park, IL 60462, USA

+1 (708) 342-2530

republicebank.com

Edward Jones - Financial Advisor: Ken Arndt, AAMS®|CRPC®

329 5th St, Lacon, IL 61540, USA

+1 (309) 246-2008

www.edwardjones.com

Farm Credit Illinois

321 N Central Ave, Paris, IL 61944, USA

+1 (217) 465-7605

farmcreditil.com

U of I Community Credit Union - Illini Union Branch

1401 W Green St, Urbana, IL 61801, USA

+1 (217) 278-7700

www.uoficreditunion.org

First National Bank in Olney

1719 W Main St, Robinson, IL 62454, USA

+1 (618) 544-3900

www.fnbolney.com

First Financial Bank

223 N Mill St, Pontiac, IL 61764, USA

+1 (815) 842-8131

first-online.bank

Grand Rivers Community Bank

406 Washington St, Karnak, IL 62956, USA

+1 (618) 634-2002

www.grandriverscommunitybank.com

City National Bank

423 Ferry St, Metropolis, IL 62960, USA

+1 (618) 524-2161

www.cnb-metropolis.com

TitleMax Title Loans

36757 N Illinois 83, Lake Villa, IL 60046, USA

+1 (847) 356-4439

www.titlemax.com

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